102 Cottage St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 102 Cottage St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,705 sqft · built 1830
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,223 (2025)
Deeds & Mortgages	Oct 2020 Transfer Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`BANG M:021 L:073`

Property Details

APN / Parcel Number

Primary APN	`BANG M:021 L:073`
Alternative APN	`8119`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,705 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	8119
Street Address	102 COTTAGE ST
City	BANGOR
State	ME
Zip	04401-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	73
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	5
Census Block	5003
Census Tract	500

Owner

102 Cottage St is owned and occupied by two individuals who acquired it in October 2020.

Source: Penobscot County and Bangor City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 COTTAGE ST, BANGOR, ME 04401-3730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2017
Deed Sale	Feb 16, 2017
Deed Document Number	20174117
Deed Book / Page	14411 / 307
Last Transfer Date	Oct 8, 2020
Transfer Doc	0157320197
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Oct 9, 2020
Property Address	102 COTTAGE ST, BANGOR, ME 04401-3730
Document Number	0157320197
Book / Page	015732 / 000197
Instrument Date	Oct 8, 2020
Instrument	33189
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COTTAGE ST BANGOR ME 044013730, BANGOR, ME 04401-3730

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Feb 16, 2017
Property Address	102 COTTAGE ST, BANGOR, ME 04401-3730
Document Number	0144110307
Book / Page	014411 / 000307
Instrument Date	Feb 16, 2017
Instrument	4117
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COTTAGE ST BANGOR ME 044013730, BANGOR, ME 04401-3730

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cottage St was $8,223, down 1.2% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,223.00 (-1.17%)	$464,600 (+3.59%) Land $37,200 Building $427,400
2024	$8,320.00 (+6.26%)	$448,500 (+9.68%) Land $36,200 Building $412,300	$424,460
2023	$7,830.00 (+7.85%)	$408,900 (+14.89%) Land $36,200 Building $372,700
2022	$7,260.00	$355,900 Land $36,200 Building $319,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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