102 Cottage Ln, Durham, NC 27713 Property Records

Durham County property record for 102 Cottage Ln, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,726 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$610 (Jan 2023)
Tax Bill	$3,696 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0718-56-8578`

Property Details

APN / Parcel Number

Primary APN	`0718-56-8578`
Alternative APNs	`0718-56-85-7896` `071802568579` `178160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,726 sqft Heated Area
1st Floor Area	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	91 ft deep x 52 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	102 COTTAGE LN
City	DURHAM
State	NC
Zip	27713-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 9.400
Legal Description	SPRGHIL/WHITNEY PRK TWNHM S/LT#01 TYPE-10/BN/FY/GN PL:000112-000101
Legal Subdivision	SPRGHL/WHITNEY PRK
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2003
Census Tract	2021

Owner

102 Cottage Ln is owned and occupied by an individual who bought it in January 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	102 COTTAGE LN, DURHAM, NC 27713-7300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Deed Document Number	202350619
Deed Book / Page	9855 / 496
Prior Transfer Date	Sep 6, 2005
Prior Transfer Doc	0049420458
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 30, 2023
Property Address	102 COTTAGE LN, DURHAM, NC 27713-7300
Document Number	0098550496
Book / Page	9855 / 496
Map Reference	MB 112 PG 101
Instrument Date	Jan 24, 2023
Instrument	2023050619
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COTTAGE LN, DURHAM, NC 27713-7300

Mortgage

Document Number	2023050620
Date	Jan 30, 2023
Instrument	2023050620

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 102 Cottage Ln was $3,696, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,696.00 (+2.52%)	$363,740 (-) Land $100,000 Building $263,740	$363,740 (-) Land $100,000 Building $263,740
2025	$3,605.00	$363,740 Land $100,000 Building $263,740	$363,740 Land $100,000 Building $263,740
2023	$2,869.00 (+2.35%)	$219,042 Land $60,000 Building $159,042	$219,042 Land $60,000 Building $159,042
2022	$2,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cottage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20