102 Como Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 102 Como Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 1930
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Tax Bill	$443 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14263`

Property Details

APN / Parcel Number

Primary APN	`14263`
Alternative APN	`1333532`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,096 sqft Finished Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1333532
Street Address	102 COMO DR
City	SHELBY
State	NC
Zip	28150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#8 C F ROBERTS PARK
Legal Subdivision	ROBERTS PARK
Legal Block	1
Legal Lot Number	8L
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2010
Census Tract	950301

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 603, WACO, NC 28169-0603
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit LITHIUM FCU
Oct 29, 2021	Warranty Deed, Transfer
Mar 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	102 COMO DR, SHELBY, NC 28150
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019192205
Date	Apr 22, 2024
Book Page	1919/2205
Instrument	200099546

Lender

Name	LITHIUM FCU
Type	Credit Union
Address	1111 BESSEMER CITY KINGS MTN HWY, BESSEMER CITY, NC 28016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 29, 2021
Property Address	102 COMO DR, SHELBY, NC 28150
Document Number	0018560298
Book / Page	1856 / 298
Map Reference	MB 33 PG 156
Instrument Date	Oct 20, 2021
Instrument	200063538
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Tax	$2,792.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 OLD STUBBS RD, 312, CHERRYVILLE, NC 28021-9395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 OLD STUBBS RD, CHERRYVILLE, NC 28021-9395

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 11, 2019
Property Address	102 COMO DR, SHELBY, NC 28150
Document Number	0017871018
Book / Page	001787 / 001018
Instrument Date	Mar 11, 2019
Instrument	23877
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COMO DR SHELBY NC 28150, SHELBY, NC 28150

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$443.00 (+21.37%)	$57,539 (-) Land $11,100 Building $46,439	$57,539 (-) Land $11,100 Building $46,439
2025	$365.00	$57,539 (+6.98%) Land $11,100 Building $46,439	$57,539 (+6.98%) Land $11,100 Building $46,439
2023		$53,787 Land $11,100 Building $42,687	$53,787 Land $11,100 Building $42,687

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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