Bedford County property record for 102 Cold Branch Rd, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,408 sqft · built 1994 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $624,900 (Aug 2026) |
| Tax Bill | $1,935 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135 17 13A |
| Primary APN | 135 17 13A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,408 sqft Living Area |
| 1st Floor Area | 2,408 sqft |
| Basement Area | 2,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 92,783 sqft (2.13 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 449075 |
|---|---|
| Street Address | 102 COLD BRANCH RD |
| City | FOREST |
| State | VA |
| Zip | 24551-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT HAVENLT 13A SEC 2 |
| Legal Subdivision | MT HAVEN |
| Legal Lot Number | 13A |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30203 |
Source: Bedford County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 COLD BRANCH RD, FOREST, VA 24551-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Jul 15, 2010 · Amount on Record |
| Deed Document Number | 20268045 |
| Prior Transfer Date | Mar 16, 2009 |
| Prior Transfer Doc | 0000003128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 25, 2026 |
| Property Address | 102 COLD BRANCH RD, FOREST, VA 24551-2110 |
| Document Number | 0000008045 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20268045 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63,114.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 COLD BRANCH RD, FOREST, VA 24551-2110 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008046, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20268046 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,935.00 | $472,100 (-) Land $100,000 Building $372,100 | $472,100 (-) Land $100,000 Building $372,100 |
| 2025 | $1,935.00 | $472,100 (+1%) Land $100,000 Building $372,100 | |
| 2023 | $1,935.00 Additional exemption filed | $236,050 | $472,100 Land $100,000 Building $372,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
5G (outdoors only) and 4G LTE
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