102 Clover St, Duluth, MN 55812 Property Records

St. Louis County property record for 102 Clover St, Duluth, MN 55812

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,343 sqft · built 1940
Lot Size0.115 acres (5,029 sqft)
OwnerIndividual Name on File
Last Sale$152,000 (Dec 2007)
Tax Bill$3,530 (2026)
Flood ZoneZone X (minimal risk)
APN010-0590-01580

Property Details

APN / Parcel Number

Primary APN010-0590-01580
Alternative APN
  • 982049

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,343 sqft Gross Area
1st Floor Area978 sqft
Basement Area246 sqft
Finished Basement246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area5,029 sqft (0.115 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area12 sqft
Deck Area70 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number982049
Street Address102 CLOVER ST
CityDULUTH
StateMN
Zip55812-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 08 BLOCK:015 SERIAL #
Legal SubdivisionCLOVER HILL DIV OF DULUTH
Legal Block15
Legal Lot Number8
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1012
Census Tract1000

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 251115, SAINT PAUL, MN 55125-6115
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2007 · Amount on Record
Deed SaleDec 14, 2007 · Amount on Record
Deed Document Number2007846493
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,530.00 (+3.76%)
2025$3,402.00 (+0.35%)$260,100 (+5.22%) Land $55,700 Building $204,400$260,100 (+5.22%) Land $55,700 Building $204,400
2024$3,390.00$247,200 (+17.38%) Land $32,500 Building $214,700$247,200 (+17.38%) Land $32,500 Building $214,700
2022$210,600 Land $28,500 Building $182,100$210,600 Land $28,500 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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