Lincoln County property record for 102 Clover Ct, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 936 sqft |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-08-04-004.00 |
| Primary APN | 051-08-04-004.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 936 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Driveway | Gravel Driveway |
| Sewer | Connected |
|---|
| Street Address | 102 CLOVER CT |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & L (.16 AC) & BLD |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 920102 |
Source: Lincoln County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 CLOVER CT, STANFORD, KY 40484-1325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2022 |
| Deed Sale | Aug 23, 2022 |
| Prior Sale | Oct 11, 2021 · Amount on Record |
| Deed Book / Page | 54 / 236 |
| Prior Transfer Date | Apr 19, 2022 |
| Prior Transfer Doc | 0054000236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Oct 11, 2021 |
| Property Address | 102 CLOVER CT, STANFORD, KY 40484-1325 |
| Document Number | DEED464/393 |
| Book / Page | DEED 464 / 393 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 479192 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 363 SUN VALLEY DRIVE, 363, STANFORD, ME |
| Name | Verified Name |
|---|---|
| Address | 102 CLOVER CT, STANFORD, KY 40484-1325 |
| Document Number | 479193 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 479193 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 (-4.02%) | $70,000 (-) Land $20,000 Building $50,000 | $70,000 (-) Land $20,000 Building $50,000 |
| 2024 | $672.00 | ||
| 2023 | $70,000 Land $20,000 Building $50,000 | $70,000 Land $20,000 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1997) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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