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102 Clay St, Interlachen, FL 32148 Property Records

Putnam County property record for 102 Clay St, Interlachen, FL 32148 · Last verified August 2026

Property Summary

Property TypeVacant Land
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on File
Last Sale$8,000 (Oct 2025)
Tax Bill$85 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Oct 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-10-24-4064-0080-0020

Property Details

APN / Parcel Number

Primary APN23-10-24-4064-0080-0020
Alternative APN
  • 96506

Exterior

Lot Area10,019 sqft (0.23 acres)
Lot Dimensions135 ft deep x 75 ft wide

Location & Zoning

Account Number96506
Street Address102 CLAY ST
CityINTERLACHEN
StateFL
Zip32148
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionINTERLACHEN LAKES ESTATES, UNIT 5 MB4 P115 BLK H LOT 2
Legal Range24E
Legal Township10S
Legal Section23
Legal SubdivisionINTERLACHEN LAKES ESTATES
Legal Block8
Legal Lot Number2
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2064
Census Tract950500

Owner

Source: Putnam County records · APN 23-10-24-4064-0080-0020

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7384 STATE ROAD 21, KEYSTONE HEIGHTS, FL 32656-7840
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Construction Mortgage
MILLER FINANCIAL
Oct 15, 2025Warranty Deed, Transfer
SONSHINE TITLE SERVICES INC
Sep 11, 2023Warranty Deed, Transfer
PANHANDLE LAND TITLE LLC
Jan 06, 2022Warranty Deed, Transfer
PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleSep 11, 2023 · Amount on Record
Deed Document Number202528897
Deed Book / Page1836 / 48
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Recording DateJul 20, 2026
Property Address102 CLAY ST, INTERLACHEN, FL 32148
Document Number0000017642
Book / Page1879 / 482
Instrument DateJul 16, 2026
Instrument202617642
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanySONSHINE TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000017642,
DateJul 20, 2026
Book Page1879/482
Instrument202617642
Lender
NameMILLER FINANCIAL
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term1 Months
DueAug 16, 2026
Interest
Rate7%
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateOct 15, 2025
Property Address102 CLAY ST, INTERLACHEN, FL 32148
Document Number0018360048
Book / Page1836 / 48
Map ReferenceMB 4 PG 115&115A
Instrument DateOct 10, 2025
Instrument202554028897
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanySONSHINE TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$56.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22995 NE 130TH COURT RD, FORT MC COY, FL 32134-4203

Transferred To (Grantee/Buyer)

NameVerified Name
Address7384 STATE ROAD 21, KEYSTONE HEIGHTS, FL 32656-7840
InvestorPossibly a Property Investor

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateSep 11, 2023
Property Address102 CLAY ST, INTERLACHEN, FL 32148
Document Number0017240289
Book / Page1724 / 289
Map ReferenceMB 4 PG 115&115A
Instrument DateSep 11, 2023
Instrument202354019965
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyPANHANDLE LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$42.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1069, CHIPLEY, FL 32428-7069

Transferred To (Grantee/Buyer)

NameVerified Name
Address22995 NE 130TH COURT RD, FORT MC COY, FL 32134-4203

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJan 06, 2022
Property Address102 CLAY ST, INTERLACHEN, FL 32148
Document Number0016501447
Book / Page1650 / 1447
Map ReferenceMB 4 PG 115&115A
Instrument DateFeb 20, 2021
Instrument202254000343
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyPENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$31.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1820 AVENUE N # N1F, N1F, BROOKLYN, NY 11230-6106

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1227, ODESSA, FL 33556-1062

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityInterlachen Town
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$85.00 (+2.41%)$3,790 (-) Land $3,790$3,790 (-) Land $3,790
2024$83.00 (+29.69%)$3,790 (-)$3,790 (-) Land $3,790
2023$64.00 (+28%)$3,790 (+66.96%)$3,790 (+66.96%) Land $3,790
2022$50.00$2,270$2,270 Land $2,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079505002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 1,370 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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