102 Clapp Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 102 Clapp Rd, Hardwick, MA 01037 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1996
Lot Size	5.11 acres (222,940 sqft)
Owner	2 Company Names on File
Last Sale	$350,000 (Oct 2023)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Oct 2024 Refinance Oct 2023 Sale & Mortgage + 1 more
APN	`1370-00100`

Property Details

APN / Parcel Number

Primary APN	`1370-00100`
Alternative APNs	`HARD M:1370 B:0000 L:0010-0` `M:1370 B:0000 L:0010=0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	222,940 sqft (5.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1370-00100
Street Address	102 CLAPP RD
City	HARDWICK
State	MA
Zip	01037-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND HARDWICK
Legal Lot Number	10-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1056
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records · APN 1370-00100

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	102 CLAPP RD, HARDWICK, MA 01037-9725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Oct 23, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Feb 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Feb 23, 2022 · Amount on Record
Deed Book / Page	69791 / 136
Last Transfer Date	Feb 25, 2025
Transfer Doc	071708-281
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	102 CLAPP RD, HARDWICK, MA 01037-9725
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071159-162
Date	Oct 16, 2024
Book Page	71159/162
Instrument	84693

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Oct 23, 2023
Property Address	102 CLAPP RD, HARDWICK, MA 01037-9725
Document Number	069791-136
Book / Page	69791 / 136
Instrument Date	Oct 23, 2023
Instrument	88235
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 CLAPP RD, HARDWICK, MA 01037-9725

Mortgage

Document Number	0000088236
Date	Oct 23, 2023
Instrument	88236

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Feb 23, 2022
Property Address	102 CLAPP RD, HARDWICK, MA 01037-9725
Document Number	067161-143
Book / Page	67161 / 143
Instrument Date	Feb 23, 2022
Instrument	21191
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CLAPP RD, HARDWICK, MA 01037-9725

Mortgage

Document Number	0000021192
Date	Feb 23, 2022
Instrument	21192

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (+4.21%)	$370,800 (-) Land $58,500 Building $312,300	$392,160 (+7.72%)
2024	$4,679.00 (+3.08%)	$370,800 (+8.64%) Land $58,500 Building $312,300	$364,040
2023	$4,539.00	$341,300 Land $56,000 Building $285,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277231001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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