102 Circle Dr, Richmond, KY 40475 Property Records

Madison County property record for 102 Circle Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	0.302 acres (13,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jun 2025)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R010-0007-0010`

Property Details

APN / Parcel Number

Primary APN	`R010-0007-0010`
Alternative APNs	`130119` `78033` `61977`

Interior

Stories	1 Story

Exterior

Exterior Material	Brick Veneer
Lot Area	13,170 sqft (0.302 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	61977
Street Address	102 CIRCLE DR
City	RICHMOND
State	KY
Zip	40475-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUEGRASS ACRES LOT 76
Legal Subdivision	BLUEGRASS ACRE
Legal Lot Number	76
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1044
Census Tract	10303

Owner

Source: Madison County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 CIRCLE DR, RICHMOND, KY 40475-1806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jun 2, 2025	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Feb 8, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Deed Document Number	202514264123
Deed Book / Page	868 / 236
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	00D834/520
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	102 CIRCLE DR, RICHMOND, KY 40475-1806
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CIRCLE DR, RICHMOND, KY 40475-1806

Mortgage

Document Number	0M2382/266
Date	Jun 2, 2025
Book Page	M2382/266
Instrument	2014264147

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2035

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 2, 2025
Property Address	102 CIRCLE DR, RICHMOND, KY 40475-1806
Document Number	00D868/236
Book / Page	D868 / 236
Map Reference	MB 2 PG 43
Instrument Date	May 29, 2025
Instrument	2014264123
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	TREY TITLE LLC, TRUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1730 CLEAR CREEK RD, NICHOLASVILLE, KY 40356-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CIRCLE DR, RICHMOND, KY 40475-1806

Mortgage

Document Number	2014264127
Date	Jun 2, 2025
Instrument	2014264127

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Feb 8, 2023
Property Address	102 CIRCLE DR, RICHMOND, KY 40475-1806
Document Number	00D834/520
Book / Page	D834 / 520
Map Reference	MB 2 PG 43
Instrument Date	Feb 8, 2023
Instrument	2014130970
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 CLEAR CREEK RD, NICHOLASVILLE, KY 40356-8941

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00 (+37.26%)	$120,000 (+41.18%)	$120,000 (+41.18%)
2023	$824.00 (-0.36%)	$85,000 (-)	$85,000 (-)
2022	$827.00	$85,000	$85,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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