102 Cindy Cir, Fort Smith, AR 72908 Property Records

Sebastian County property record for 102 Cindy Cir, Fort Smith, AR 72908

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,268 sqft
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2023)
Tax Bill	$1,058 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12542-0009-00000-00`

Property Details

APN / Parcel Number

Primary APN	`12542-0009-00000-00`
Alternative APN	`89122`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft
Utility Area	90 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	161 ft deep x 73 ft wide
Garage Type	Carport
Garage Area	470 sqft
Carport	Carport
Carport Area	470 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	36 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	89122
Street Address	102 CINDY CIR
City	FORT SMITH
State	AR
Zip	72908-7642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9
Legal Range	32
Legal Township	07
Legal Section	05
Legal Subdivision	FARNAM PLACE
Legal Block	1
Legal Lot Number	9
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1009
Census Tract	1310

Owner

102 Cindy Cir is owned by an individual who bought it in July 2023.

Source: Sebastian County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	807 PINECROFT ST, HIGH POINT, NC 27260-6135
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CHERUBIM LLC
Mar 1, 2023	Warranty Deed, Transfer WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 21, 2021	Re-recorded Document ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Mar 1, 2023 · Amount on File
Deed Document Number	202314204
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	2021F33031
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jul 20, 2023
Property Address	102 CINDY CIR, FORT SMITH, AR 72908-7642
Document Number	2023F14204
Instrument Date	Jul 17, 2023
Instrument	2023F-14204
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	PRO LAND TITLE, PROLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 693, RIVERTON, UT 84065-0693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 PINECROFT ST, HIGH POINT, NC 27260-6135

Mortgage

Document Number	2023F14205
Date	Jul 20, 2023
Instrument	2023F-14205

Lender

Name	CHERUBIM LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Mar 1, 2023
Property Address	102 CINDY CIR, FORT SMITH, AR 72908-7642
Document Number	2023F04075
Instrument Date	Feb 28, 2023
Instrument	2023F-04075
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1930 BEACON RIDGE WAY, VAN BUREN, AR 72956-6125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 693, RIVERTON, UT 84065-0693

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Dec 20, 2021
Property Address	102 CINDY CIR, FORT SMITH, AR 72908-7642
Document Number	2021F32850
Instrument Date	Dec 17, 2021
Instrument	2021F-32850
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	CAPITOL ABSTRACT CORPORATION, CAPITAL ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 BURNHAM RD, FORT SMITH, AR 72903-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CINDY CIR, FORT SMITH, AR 72908-7642

Mortgage

Document Number	2021F32851
Date	Dec 20, 2021
Instrument	2021F-32851

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

December 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SEBASTIAN AR
Recording Date	Dec 21, 2021
Property Address	102 CINDY CIR, FORT SMITH, AR 72908-7642
Document Number	2021F33031
Instrument Date	Dec 17, 2021
Instrument	2021F-33031
Record Updated	Oct 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$435.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 BURNHAM RD, FORT SMITH, AR 72903-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CINDY CIR, FORT SMITH, AR 72908-7642

Tax Assessment & Valuation

The 2026 property tax bill for 102 Cindy Cir was $1,058.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,058.00	$27,657 (-) Land $4,500 Building $23,157	$138,285 (-) Land $22,500 Building $115,785
2025	$1,058.00	$27,657 Land $4,500 Building $23,157	$138,285 Land $22,500 Building $115,785
2023	$537.00 (-38.2%) Homeowner's exemption	$16,570 (-) Land $3,400 Building $13,170	$82,850 (-) Land $17,000 Building $65,850
2022	$869.00 Homeowner's exemption	$16,570 Land $3,400 Building $13,170	$82,850 Land $17,000 Building $65,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Cindy Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cindy Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

102 Cindy Cir, Fort Smith, AR 72908 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Re-recorded Document

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cindy Cir

Nearby Streets

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