102 Christopher Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 102 Christopher Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,080 sqft · built 1983
Lot Size	0.792 acres (34,500 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2021)
Tax Bill	$6,536 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:37-R L:40`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:37-R L:40`
Alternative APN	`M:329037 B:R0040 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	4,154 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,500 sqft (0.792 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	102 CHRISTOPHER DR
City	WESTFIELD
State	MA
Zip	01085-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	40
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5027
Census Tract	812500

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 CHRISTOPHER DR, WESTFIELD, MA 01085-1852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage SHORE BANK
May 17, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Nov 2, 1989 · Amount on Record
Deed Document Number	202161271
Deed Book / Page	24092 / 499
Last Transfer Date	May 17, 2022
Transfer Doc	024550-535
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Recording Date	Aug 18, 2026
Property Address	102 CHRISTOPHER DR, WESTFIELD, MA 01085-1852
Document Number	0000039481
Book / Page	26468 / 427
Instrument Date	Jun 11, 2026
Instrument	202639481
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CHRISTOPHER DR, WESTFIELD, MA 01085-1852

Mortgage

Document Number	0000039481,
Date	Aug 18, 2026
Book Page	26468/427
Instrument	202639481

Lender

Name	SHORE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	May 17, 2022
Property Address	102 CHRISTOPHER DR, WESTFIELD, MA 01085-1852
Document Number	024550-535
Book / Page	24550 / 535
Instrument Date	May 17, 2022
Instrument	29975
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CHRISTOPHER DR, WESTFIELD, MA 01085-1852

Mortgage

Document Number	024550-538
Date	May 17, 2022
Book Page	24550/538
Instrument	29976

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 31, 2021
Property Address	102 CHRISTOPHER DR, WESTFIELD, MA 01085-1852
Document Number	24092-499
Book / Page	24092 / 499
Instrument Date	Aug 31, 2021
Instrument	61271
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 DEMOND AVE, WESTFIELD, MA 01085-1507

Mortgage

Document Number	61272
Date	Aug 31, 2021
Instrument	61272

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,536.00 (+8.05%)	$437,800 (+9.86%) Land $140,100 Building $297,700	$490,174 (-11.07%)
2025	$6,049.00 (+1.24%)	$398,500 (+13.24%) Land $134,600 Building $263,900	$551,190 (+17.45%)
2024			$469,300
2023	$5,975.00	$351,900 Land $116,600 Building $235,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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