Humphreys County property record for 102 Cherry Tree Dr, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,624 sqft · built 1971 |
| Lot Size | 1.35 acres (59,000 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $68,000 (Jul 1999) |
| Tax Bill | $1,465 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043065G A 00100 |
| Primary APN | 043065G A 00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 59,000 sqft (1.35 acres) |
| Lot Dimensions | 500 ft deep x 118 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 275 sqft |
| Patio Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 102 CHERRY TREE DR |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00 |
| Legal Description | DISTRICT: 02, COUNTY AREA: W01 |
| Legal Subdivision | PARK CIRCLE ANNEX |
| Legal Lot Number | 23 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 130300 |
Source: Humphreys County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 102 CHERRY TREE DR, WAVERLY, TN 37185-1403 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 2, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK |
| Sep 25, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 1999 · Amount on Record |
| Deed Sale | Jul 8, 1999 · Amount on Record |
| Deed Document Number | 0000177822 |
| Deed Book / Page | 177 / 822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 102 CHERRY TREE DR, WAVERLY, TN 37185-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003163 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 230/0410 |
| Instrument | 18003163 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | WAVERLY, TN 37185 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 31, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 102 CHERRY TREE DR, WAVERLY, TN 37185-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002763 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 235/2799 |
| Instrument | 20002763 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | WAVERLY, TN 37185 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 23, 2027 |
Source: Humphreys County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465.00 (-0.27%) | $48,225 (-) Land $2,425 Building $45,800 | |
| 2024 | $1,469.00 | $48,225 (-) Land $2,425 Building $45,800 | |
| 2023 | $1,469.00 (+61.78%) | $48,225 (+70.41%) Land $2,425 Building $45,800 | $192,900 (+70.41%) Land $9,700 Building $183,200 |
| 2022 | $908.00 | $28,300 Land $2,450 Building $25,850 | $113,200 Land $9,800 Building $103,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 70 (1984–2021) |
| Claims Outside the SFHA | 3 of 70 |
| Most Recent Claim | Aug 2021 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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