102 Cherry St, Pacific Junction, IA 51561 Property Records

Mills County property record for 102 Cherry St, Pacific Junction, IA 51561

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,168 sqft · built 1997
Lot Size	0.122 acres (5,310 sqft)
Owner	Individual Name on Record
Last Sale	$28,100 (Jul 2018)
Tax Bill	$438 (2025)
Deeds & Mortgages	Aug 2019 Refinance May 2019 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`046380020000000`

Property Details

APN / Parcel Number

Primary APN	`046380020000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,310 sqft (0.122 acres)
Lot Dimensions	90 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	102 CHERRY ST
City	PACIFIC JUNCTION
State	IA
Zip	51561-4275
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E 51' LOTS 17 & 18 W1/2 ALLEY ADJ BLK 3 ALDEN'S ADD
Legal Subdivision	ALDENS ADD
Legal Block	3
Legal Lot Number	17,18
Jurisdiction	MILLS IA
Township / Civil Division	PLATTVILLE
Census Block Group	1
Census Block	1111
Census Tract	40201

Owner

Source: Mills County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1729 2ND AVE, COUNCIL BLUFFS, IA 51501-3804
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED STATES SMALL BUSINESS ADMIN
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GLENWOOD STATE BANK
May 1, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20181610
Deed Book / Page	2018 / 1610
Last Transfer Date	Sep 6, 2023
Transfer Doc	0000002031
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	102 CHERRY ST, PACIFIC JUNCTION, IA 51561-4275
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/1809
Date	Aug 27, 2019
Book Page	2019/1809
Instrument	1809

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	102 CHERRY ST, PACIFIC JUNCTION, IA 51561-4275
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/801
Date	May 3, 2019
Book Page	2019/801
Instrument	801

Lender

Name	GLENWOOD STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Jun 1, 2023

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLS IA
Recording Date	May 1, 2019
Property Address	102 CHERRY ST, PACIFIC JUNCTION, IA 51561-4275
Document Number	002019/778
Book / Page	2019 / 778
Instrument Date	May 1, 2019
Instrument	778
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 2ND AVE, COUNCIL BLUFFS, IA 51501-3804

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Jul 23, 2018
Property Address	102 CHERRY ST, PACIFIC JUNCTION, IA 51561-4275
Document Number	02018/1610
Book / Page	2018 / 1610
Instrument Date	Jun 15, 2018
Instrument	000000001610
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20854 MCPHERSON AVE, COUNCIL BLUFFS, IA 51503-5946

Tax Assessment & Valuation

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Pacific Junction City
Unified School District	Glenwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$438.00	$30,287 (+54.13%) Land $2,913 Building $27,374	$30,287 (+54.13%) Land $2,913 Building $27,374
2024	$438.00 (+242.19%)
2023		$19,650 (+223.99%) Land $1,748 Building $17,902	$19,650 (+223.99%) Land $1,748 Building $17,902
2022	$128.00	$6,065 Land $1,748 Building $4,317
2021			$6,065 Land $1,748 Building $4,317

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	50 (1984–2024)
Claims Outside the SFHA	40 of 50
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms And Flooding, May 2019 · 26 claims Flooding, Jul 2011 · 5 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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