102 CHERRY ST ATHENS TN 373037401, ATHENS, TN 37303-7401
May 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MCMINN TN
Property Address
102 CHERRY ST, ATHENS, TN 37303-7401
Document Number
1168413
Instrument Date
May 16, 2019
Transaction Type
Mortgage
Record Updated
Jun 5, 2019
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
102 CHERRY ST ATHENS TN 373037401, ATHENS, TN 37303-7401
Mortgage
Document Number
1168413
Date
May 21, 2019
Book Page
001168/000413
Instrument
206153
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 20, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 102 Cherry St was $1,088.
Source: McMinn County assessment roll, as of February 5, 2026
Property Jurisdictions
Type
Name
State
Tennessee
Municipality
Athens City
County
McMinn County
Elementary School District
Athens City Schools (PK - 08)
Secondary School District
McMinn County School District in Athens (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,088.00
$52,050 (-)Land $8,025Building $44,025
2024
$1,088.00
$52,050 (-)Land $8,025Building $44,025
2023
$1,088.00 (+6.88%)
$52,050 (+48.08%)Land $8,025Building $44,025
$208,200 (+48.08%)Land $32,100Building $176,100
2022
$1,018.00
$35,150Land $6,125Building $29,025
$140,600Land $24,500Building $116,100
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 102 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
5 (1994–2003)
Claims Outside the SFHA
1 of 5
Most Recent Claim
May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event
Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 102 Cherry St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source
Surface water
Last State Inspection
Nov 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025