St. Clair County property record for 102 Charles St, Capac, MI 48014 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,104 sqft Living Area |
| Lot Size | 13,678 sqft (0.314 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2023) |
| Tax Bill | $2,329.00 (2025) |
| Primary APN | 74-40-400-0002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,104 sqft Living Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Basement Area | 1,104 sqft Basement |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch Style |
| Lot Area | 13,678 sqft (0.314 acres) |
| Depth X Width | 152 ft x 90 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 456 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 102 CHARLES ST |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-3003 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 KENWOOD |
| Legal Subdivision | KENWOOD SUBDIVISION |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | MUSSEY |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 657100 |
Source: St. Clair County records · APN 74-40-400-0002-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING, L.P. |
| Jul 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST FUNDING, L.P. |
| Dec 22, 2025 | Intrafamily Transfer, Transfer |
| Mar 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 26, 2023 | Warranty Deed, Transfer VANGUARD TITLE COMPANY |
| May 26, 2023 | Warranty Deed, Transfer TRANSNATION TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | May 26, 2023 · Amount on Record |
| Deed Doc Number | 20239577 |
| Deed Book / Page | 5625 / 184 |
| Last Transfer Date | Dec 05, 2025 |
| Transfer Doc | 0005882444 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 08, 2026 |
| Property Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Document Number | 0000013812 |
| Book / Page | 5941 / 817 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 202613812 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181,800.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 JUNIPER DR, DAVISON, MI 48423-1811 |
| Document Number | 0000013689, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202613689 |
| Name | SOUTHWEST FUNDING, L.P. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 07, 2026 |
| Property Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Document Number | 0000013689 |
| Book / Page | 5941 / 244 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 202613689 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 425 JUNIPER DR, DAVISON, MI 48423-1811 |
| Document Number | 0000013689, |
|---|---|
| Date | Jul 07, 2026 |
| Book Page | 5941/244 |
| Instrument | 202613689 |
| Name | SOUTHWEST FUNDING, L.P. |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 22, 2025 |
| Property Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Document Number | 0005882444 |
| Book / Page | 5882 / 444 |
| Map Reference | LB 80 PG 5 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2025024394 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Name | Verified Name |
|---|---|
| Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 110 N MATTESON ST, CAPAC, MI 48014-3019 |
| Document Number | 0005604278 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 5604/278 |
| Instrument | 2023003917 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 26, 2023 |
| Property Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Document Number | 0005625184 |
| Book / Page | 5625 / 184 |
| Map Reference | LB 80 PG 5 |
| Instrument Date | Mar 02, 2023 |
| Instrument | 2023009577 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Name | Verified Name |
|---|---|
| Address | 110 N MATTESON ST, CAPAC, MI 48014-3019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 26, 2023 |
| Property Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
| Document Number | 0005625182 |
| Book / Page | 5625 / 182 |
| Map Reference | LB 80 PG 5 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 2023009576 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14474 FOLEY RD, MUSSEY, MI 48014-2005 |
| Name | Verified Name |
|---|---|
| Address | 102 CHARLES ST, CAPAC, MI 48014-3003 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,329.00 (-0.47%) Homeowner's exemption | $89,200 (+10.26%) | |
| 2024 | $2,340.00 (+37.89%) | $178,400 (+10.26%) | |
| 2023 | $80,900 | ||
| 2022 | $1,697.00 | $161,800 |
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