102 Cervantes Ct, Cotati, CA 94931 Property Records

Sonoma County property record for 102 Cervantes Ct, Cotati, CA 94931

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,206 sqft · built 2004
Lot Size0.474 acres (20,626 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Jan 2021)
Tax Bill$14,043 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Nov 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN144-370-020-000

Property Details

APN / Parcel Number

Primary APN144-370-020-000
Alternative APN
  • 144-370-020

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,206 sqft Living Area
Gross Area3,926 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Lot Area20,626 sqft (0.474 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number144-370-020
Street Address102 CERVANTES CT
CityCOTATI
StateCA
Zip94931-7646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2003 FM PT 144-370-008 TWIN CREEK SUB LOT 1
Legal SubdivisionTWIN CREEK SUB
Legal Block1
Legal Lot Number1
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group1
Census Block1009
Census Tract151204

Owner

102 Cervantes Ct is owned and occupied by an individual who bought it in January 2021.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address102 CERVANTES CT, COTATI, CA 94931-7646
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Nov 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ALLY BANK
Jan 8, 2021Grant Deed, Transfer · Conventional Mortgage
PATELCO CU
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MTG HM LOANS
Jul 18, 2018Deed of Trust, Mortgage · Line of Credit
SF FIRE CU
Nov 7, 2017Quit Claim Deed, Transfer
OTHER
Nov 7, 2017Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2021 · Amount on File
Deed SaleJan 8, 2021 · Amount on File
Prior SaleSep 14, 2015 · Amount on File
Deed Document Number20212480
Prior Transfer DateApr 17, 2008
Prior Transfer Doc0000037016
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address102 CERVANTES CT, COTATI, CA 94931-7646
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CERVANTES CT, COTATI, CA 94931-7646

Mortgage

Document Number0000013619
DateFeb 24, 2022
Instrument2022013619
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMar 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateNov 29, 2021
Property Address102 CERVANTES CT, COTATI, CA 94931-7646
Document Number0000127068
Map ReferenceMB 635 PG 8-10
Instrument DateNov 12, 2021
Instrument2021127068
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyTITLE 365, TITLE365

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CERVANTES CT, COTATI, CA 94931-7646

Mortgage

Document Number0000127069
DateNov 29, 2021
Instrument2021127069
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateDec 1, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.25%
IndexOther
Margin3
Max Rate7.25%

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJan 8, 2021
Property Address102 CERVANTES CT, COTATI, CA 94931-7646
Document Number0000002480
Map ReferenceMB 635 PG 8-10
Instrument DateJan 6, 2021
Instrument2021002480
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CERVANTES CT, COTATI, CA 94931-7646

Mortgage

Document Number0000002481
DateJan 8, 2021
Instrument2021002481
Lender
NamePATELCO CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address102 CERVANTES CT, COTATI, CA 94931-7646
Document Number0000047336
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyCALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CERVANTES CT COTATI CA 949317646, COTATI, CA 94931-7646

Mortgage

Document Number0000047336
DateJun 16, 2020
Instrument47336
Lender
NameCHURCHILL MTG HM LOANS
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 15, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address102 CERVANTES CT, COTATI, CA 94931-7646
Document Number0000052706
Instrument DateJul 18, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address102 CERVANTES CT COTATI CA 949317646, COTATI, CA 94931-7646

Mortgage

Document Number0000052706
DateJul 25, 2018
Instrument52706
Lender
NameSF FIRE CU
AddressSAN FRANCISCO, CA 94118
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 24, 2043
Interest
Rate TypeAdjustable Rate

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateNov 7, 2017
Property Address102 CERVANTES CT, COTATI, CA 94931-7646
Document Number0000085709
Instrument DateOct 28, 2017
Instrument85709
Transaction TypeTransfer
Record UpdatedDec 11, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address102 CERVANTES CT COTATI CA 949317646, COTATI, CA 94931-7646

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateNov 7, 2017
Property Address102 CERVANTES CT, COTATI, CA 94931-7646
Document Number0000085707
Instrument DateOct 28, 2017
Instrument85707
Transaction TypeTransfer
Record UpdatedDec 6, 2017
Title CompanySPL INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CERVANTES CT COTATI CA 949317646, COTATI, CA 94931-7646

Mortgage

Document Number85708
DateNov 7, 2017
Instrument85708
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cervantes Ct was $14,043.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,214,487 (+2%) Land $276,020 Building $938,467
2025$14,043.00$1,190,674 Land $270,608 Building $920,066
2023$13,645.00 (+1.76%)$1,144,440 Land $260,100 Building $884,340
2022$13,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 102 Cervantes Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cervantes Ct is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COTATI
serves 7,290 people · EPA ID CA4910016
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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