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102 Central Trace Dr, Montgomery, TX 77316 Property Records

Montgomery County property record for 102 Central Trace Dr, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,020 sqft · built 1999
Lot Size1.97 acres (86,031 sqft)
OwnerIndividual Name on Record
Last Sale$341,800 (Apr 2013)
Tax Bill$7,887 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN7281-05-01700

Property Details

APN / Parcel Number

Primary APN7281-05-01700
Alternative APN
  • R259418

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,020 sqft Living Area
1st Floor Area2,088 sqft
2nd Floor Area932 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area86,031 sqft
View / LotFront
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area476 sqft
Canopy36 sqft
Storage Building1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address102 CENTRAL TRACE DR
CityMONTGOMERY
StateTX
Zip77316-6823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionMONTGOMERY TRACE 05, BLOCK 1, LOT 17
Legal SubdivisionMONTGOMERY TRACE 05
Legal Block1
Legal Lot Number17
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3028
Census Tract694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 CENTRAL TRACE DR, MONTGOMERY, TX 77316-6823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2013 · Amount on Record
Deed SaleApr 11, 2013 · Amount on Record
Prior SaleJun 29, 2011
Deed Document Number201335770
Prior Transfer DateApr 3, 2013
Prior Transfer Doc0000035770
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address102 CENTRAL TRACE DR, MONTGOMERY, TX 77316-6823
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070830
DateMay 24, 2021
Instrument2021070830
Lender
NameSTANDARD MORTGAGE CORP
TypeMortgage Company
AddressNEW ORLEANS, LA 70139
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$520,049 (-16.12%) Land $246,875 Building $273,174$520,049 (-16.12%) Land $246,875 Building $273,174
2025$7,887.00 (+3.98%) Homeowner's exemption$620,000 (+8.35%) Land $246,875 Building $373,125$620,000 (+8.13%) Land $246,875 Building $373,125
2024$7,585.00 (+11.17%) Homeowner's exemption$572,242 (+1%) Land $246,875 Building $326,533$573,408 (-18.34%) Land $246,875 Building $326,533
2023$6,823.00 Homeowner's exemption$520,220 Land $197,500 Building $504,710$702,210 Land $197,500 Building $504,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY TRACE WATER SYSTEM
private · serves 25,917 people · EPA ID TX1700638
Water SourcePurchased surface water from SJRA GRP SW TREATMENT PLANT
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber		8,000 / 8,000
Ezee Fiber
Fiber		8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Optimum.

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