Essex County and Saugus Town property record for 102 Central St, Unit 1B, Saugus, MA 01906
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,379 sqft · built 2006 |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Nov 2012) |
| Tax Bill | $5,629 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:012-F B:0014 L:0002 |
| Primary APN | SAUG M:012-F B:0014 L:0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 24 Units |
| Stories | 2 Stories |
| Building Area | 1,379 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 1,379 sqft |
| Basement Area | 685 sqft |
| Unfinished Basement | 172 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4420015 |
|---|---|
| Street Address | 102 CENTRAL ST, 1B |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1294 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 208302 |
Source: Essex County and Saugus Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 CENTRAL ST, 1B, SAUGUS, MA 01906-1294 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Dec 29, 2017 | Deed of Trust, Mortgage DIGITAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on Record |
| Deed Sale | Nov 20, 2012 · Amount on Record |
| Prior Sale | Jun 14, 2007 · Amount on Record |
| Deed Book / Page | 31941 / 177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 102 CENTRAL ST UNIT 1B, 1B, SAUGUS, MA 01906-1294 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040012-414 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 40012/414 |
| Instrument | 20210624000980 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 102 CENTRAL ST UNIT 1B, 1B, SAUGUS, MA 01906-1294 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36441-239 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 36441/239 |
| Instrument | 171229000440 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2032 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,629.00 (+3.63%) | $527,100 (+3.35%) Building $527,100 | $581,685 |
| 2024 | $5,432.00 (+8.34%) | $510,000 (+14.53%) Building $510,000 | |
| 2023 | $5,014.00 | $445,300 Building $445,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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