Morris County and Madison Borough property record for 102 Central Ave, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 4,306 sqft · built 1955 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,460,000 (Mar 2021) |
| Tax Bill | $19,879 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2021 Sale + 1 more |
| APN | 17-01001-0000-00041 |
| Primary APN | 17-01001-0000-00041 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,306 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 21,867 sqft (0.502 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1700019000000023A |
|---|---|
| Street Address | 102 CENTRAL AVE |
| City | MADISON |
| State | NJ |
| Zip | 07940-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 1001 |
| Legal Lot Number | 41 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 42900 |
102 Central Ave is owned and occupied by two individuals who bought it in March 2021.
Source: Morris County and Madison Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 CENTRAL AVE, MADISON, NJ 07940-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Mar 25, 2021 | Deed, Transfer GREEN HILL TITLE LLC |
| May 24, 2018 | Deed, Transfer · ARM SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on File |
| Deed Sale | Mar 25, 2021 · Amount on File |
| Prior Sale | May 24, 2018 · Amount on File |
| Deed Document Number | 202129945 |
| Deed Book / Page | 24078 / 42 |
| Prior Transfer Date | Aug 1, 2000 |
| Prior Transfer Doc | 0000063855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 102 CENTRAL AVE, MADISON, NJ 07940-1608 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0241420638 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 24142/638 |
| Instrument | 2021051072 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jun 1, 2031 |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.25% |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 25, 2021 |
| Property Address | 102 CENTRAL AVE, MADISON, NJ 07940-1608 |
| Document Number | 0240780042 |
| Book / Page | 24078 / 42 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021029945 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | GREEN HILL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $29,741.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 SPRINGFIELD AVE # AVE1D, 1200, NEW PROVIDENCE, NJ 07974-1934 |
| Name | Verified Name |
|---|---|
| Address | 102 CENTRAL AVE, MADISON, NJ 07940-1608 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | May 24, 2018 |
| Property Address | 102 CENTRAL AVE, MADISON, NJ 07940-1608 |
| Document Number | 0233500340 |
| Book / Page | 23350 / 0340 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018028662 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,503.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 456, 84700 |
| Name | Verified Name |
|---|---|
| Address | 102 CENTRAL AVE, MADISON, NJ 07940-1608 |
| Document Number | 2018028663 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 2018028663 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $933,300 (-) Land $310,600 Building $622,700 | $933,300 (-) Land $310,600 Building $622,700 | |
| 2025 | $933,300 Land $310,600 Building $622,700 | $933,300 Land $310,600 Building $622,700 | |
| 2024 | $19,879.00 | ||
| 2023 | $933,300 Land $310,600 Building $622,700 | $933,300 Land $310,600 Building $622,700 | |
| 2022 | $19,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 102 Central Ave; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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