102 Central Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 102 Central Ave, Cranford, NJ 07016 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	built 1924
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Dec 1996)
Tax Bill	$12,140 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`03-00222-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`03-00222-0000-00012`
Alternative APNs	`030022200012` `2098003`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	5,837 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2098003
Street Address	102 CENTRAL AVE
City	CRANFORD
State	NJ
Zip	07016-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/CRANFORD
Legal Block	222
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5029
Census Tract	37000

Owner

Source: Union County and Cranford Township records · APN 03-00222-0000-00012

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 CENTRAL AVE, CRANFORD, NJ 07016-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 1996 · Amount on Record
Deed Sale	Dec 20, 1996 · Amount on Record
Deed Document Number	199635058
Deed Book / Page	4467 / 332
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	102 CENTRAL AVE, CRANFORD, NJ 07016-2101
Transaction Type	Mortgage
Record Updated	May 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154832675
Date	Apr 15, 2024
Book Page	15483/2675
Instrument	63838

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,500 (-) Land $64,700 Building $102,800	$167,500 (-) Land $64,700 Building $102,800
2025	$12,140.00 (+9.33%) Veteran's exemption	$167,500 (-) Land $64,700 Building $102,800	$167,500 (-) Land $64,700 Building $102,800
2024	$11,104.00 (+2.58%)
2023		$167,500 Land $64,700 Building $102,800	$167,500 Land $64,700 Building $102,800
2022	$10,825.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390370005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 85 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023, rainfall accumulation
Claims By Storm	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 711 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.