Jefferson County property record for 102 Cedarosa, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,092 sqft · built 1985 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,292 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118.033.00000053 |
| Primary APN | 118.033.00000053 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 34,412 sqft (0.79 acres) |
| Lot Dimensions | 345 ft deep x 100 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Heating System | HVAC |
|---|
| Street Address | 102 CEDAROSA |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | PT SW1/4 NW1/4 |
| Legal Range | 5E |
| Legal Township | 41N |
| Legal Section | 33 |
| Legal Block | 1 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 701001 |
Source: Jefferson County records · APN 118.033.00000053
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 CEDAROSA, FESTUS, MO 63028-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2004 |
| Transfer Doc | 0000059060 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 102 CEDAROSA, FESTUS, MO 63028-5505 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 102 CEDAROSA, FESTUS, MO 63028-5505 |
| Document Number | 0000028676 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022R-028676 |
| Name | OZARKS FSLA |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 7.37% |
| Index | 12-Month MTA |
| Max Rate | 10.3% |
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Hillsboro R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,400 (+8.74%) Land $2,500 Building $19,900 | $117,400 (-) Land $12,900 Building $104,500 | |
| 2024 | $1,292.00 (+2.38%) | $117,400 (+8.7%) Land $12,900 Building $104,500 | |
| 2023 | $1,262.00 | $20,600 Land $2,500 Building $18,100 | $108,000 Land $12,900 Building $95,100 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), as of October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997010011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 34 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO6024299, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON COUNTY PWSD 7 serves 6,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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