102 Cedar St, Victor, CO 80860 Property Records

Teller County property record for 102 Cedar St, Victor, CO 80860

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 832 sqft · built 1898
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2017)
Tax Bill	$568 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1003.321120060`

Property Details

APN / Parcel Number

Primary APN	`1003.321120060`
Alternative APN	`R0001673`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Interior Walls	Paneling

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Porch	Slab
Porch Area	239 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0001673
Street Address	102 CEDAR ST
City	VICTOR
State	CO
Zip	80860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VIC
Legal Description	L11-12 B110 CUNNINGHAM ADD
Legal Range	69W
Legal Township	15S
Legal Section	32
Legal Subdivision	VICTOR CUNNINGHAM ADD
Legal Block	110
Legal Lot Number	11-12
Jurisdiction	TELLER CO
Township / Civil Division	CRIPPLE CREEK
Census Block Group	1
Census Block	1045
Census Tract	10203

Owner

102 Cedar St is owned by an individual who bought it in June 2017.

Source: Teller County records, as of June 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 284, VICTOR, CO 80860-0284
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2017	Warranty Deed, Transfer · VA Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	Apr 5, 2012 · Amount on File
Deed Document Number	2017698116
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0000677418
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Recording Date	Jun 4, 2026
Property Address	102 CEDAR ST, VICTOR, CO 80860
Document Number	0000781585
Instrument Date	May 28, 2026
Instrument	2026781585
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000781585,
Date	Jun 4, 2026
Instrument	2026781585

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	102 CEDAR ST, VICTOR, CO 80860
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000739279
Date	Jun 9, 2021
Instrument	739279

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	STEVENSON RANCH, CA 91381

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jun 5, 2017
Property Address	102 CEDAR ST, VICTOR, CO 80860
Document Number	0000698116
Instrument Date	Jun 1, 2017
Instrument	698116
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CEDAR ST, VICTOR, CO 80860

Mortgage

Document Number	0000698117
Date	Jun 5, 2017
Instrument	698117

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cedar St was $568, up 31.8% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$568.00 (+31.79%)	$17,410 (+24.45%) Land $432 Building $16,978
2024	$431.00 (+3.36%)	$13,990 (-) Land $351 Building $13,639	$278,505 (+5.56%) Land $6,904 Building $271,601
2023	$417.00 (+14.56%)	$13,990 (+25.58%) Land $350 Building $13,640	$263,830 (+64.66%) Land $6,618 Building $257,212
2022	$364.00	$11,140 Land $320 Building $10,820	$160,230 Land $4,574 Building $155,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cedar St is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VICTOR serves 491 people · EPA ID CO0160700
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Turbidity resolved · Dec 2022
Treatment and Procedure	Sanitary survey deficiency not corrected May 2025
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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