102 Cathay Rd, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 102 Cathay Rd, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1948
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$336,000 (Sep 2020)
Tax Bill	$9,040 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00026-06-00023`

Property Details

APN / Parcel Number

Primary APN	`02-00026-06-00023`
Alternative APNs	`0200026000600023` `0200026600023`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200026600023
Street Address	102 CATHAY RD
City	CLIFTON
State	NJ
Zip	07013-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Subdivision	BOBBINK-VLG SEC 03
Legal Block	26.6
Legal Lot Number	23
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1006
Census Tract	124202

Owner

102 Cathay Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 CATHAY RD, CLIFTON, NJ 07013-1427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Sep 17, 2020	Deed, Transfer · Conventional Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Prior Sale	Jul 30, 2007 · Amount on File
Deed Document Number	202045449
Deed Book / Page	3866 / 82
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	102 CATHAY RD, CLIFTON, NJ 07013-1427
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	DOWTOWN TITLE AGENCY, TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066837
Date	Oct 25, 2021
Book Page	M17536/213
Instrument	2021066837

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Sep 1, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 17, 2020
Property Address	102 CATHAY RD, CLIFTON, NJ 07013-1427
Document Number	0000045449
Book / Page	D3866 / 82
Instrument Date	Aug 28, 2020
Instrument	2020045449
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TOWN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	193 MILL ST, 193, WESTWOOD, NJ 07675-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CATHAY RD, CLIFTON, NJ 07013-1427

Mortgage

Document Number	0000045450
Date	Sep 17, 2020
Book Page	M16428/283
Instrument	2020045450

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cathay Rd was $9,040, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 (-) Land $95,000 Building $52,500	$147,500 (-) Land $95,000 Building $52,500
2025	$9,040.00 (+3.24%)	$147,500 Land $95,000 Building $52,500	$147,500 Land $95,000 Building $52,500
2024	$8,756.00
2023		$147,500 Land $95,000 Building $52,500	$147,500 Land $95,000 Building $52,500
2022	$8,422.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 Cathay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 Cathay Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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