102 Carnoustie Dr, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 102 Carnoustie Dr, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,548 sqft · built 2013
Lot Size	0.195 acres (8,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,895,000 (Aug 2025)
Tax Bill	$27,801 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-600-180`

Property Details

APN / Parcel Number

Primary APN	`066-600-180`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,548 sqft Living Area
1st Floor Area	2,042 sqft
2nd Floor Area	1,506 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	8,504 sqft (0.195 acres)
View / Lot	Corner
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	102 CARNOUSTIE DR
City	HALF MOON BAY
State	CA
Zip	94019-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 CARNOUSTIE SUB RSM 137/1-7
Legal Subdivision	CARNOUSTIE SUB
Legal Lot Number	18
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2006
Census Tract	613701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18760 ARATA WAY, CUPERTINO, CA 95014-3633
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
May 26, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE
Feb 24, 2020	Grant Deed, Transfer · Conventional Mortgage PRIVATE MORTGAGE ADVISORS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	202541427
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0000082710
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Apr 2, 2026
Property Address	102 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000016981
Instrument Date	Mar 28, 2026
Instrument	202616981
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000016981,
Date	Apr 2, 2026
Instrument	202616981

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	102 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

Mortgage

Document Number	0000086418
Date	Jun 4, 2021
Instrument	2021-086418

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Min Rate At Change	2.55%
Max Rate At Change	7.99%
Index	1-Month LIBOR
Max Rate	7.99%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 26, 2021
Property Address	102 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000082710
Map Reference	MB 76 PG 9-16
Instrument Date	Oct 15, 2020
Instrument	2021-082710
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	102 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 24, 2020
Property Address	102 CARNOUSTIE DR, HALF MOON BAY, CA 94019-7900
Document Number	0000016541
Map Reference	MB 137 PG 1-7
Instrument Date	Feb 7, 2020
Instrument	2020-016541
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	102 CAMOUSTIE DR, HALF MOON BAY, CA 94019

Mortgage

Document Number	0000016542
Date	Feb 24, 2020
Instrument	2020-016542

Lender

Name	PRIVATE MORTGAGE ADVISORS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,895,000 (+29.13%) Land $1,000,000 Building $1,895,000
2025	$27,801.00 (+6.74%)	$2,241,969 (+4.04%) Land $675,871 Building $1,566,098
2024	$26,045.00 (+3.59%)
2023	$25,142.00 (+1.88%)	$2,154,913 Land $649,627 Building $1,505,286	$2,303,910
2022	$24,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Carnoustie Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures