102 Cardinal Dr, #RED, Seneca, SC 29672 Property Records

Oconee County property record for 102 Cardinal Dr, #RED, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1990
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jan 2021)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-06-05-017`

Property Details

APN / Parcel Number

Primary APN	`520-06-05-017`
Alternative APN	`55308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	1,593 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	23,522 sqft (0.539 acres)
Garage Type	Attached
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55308
Old Parcel Number	520 06 05 017
Street Address	102 CARDINAL DR # RED, RED
City	SENECA
State	SC
Zip	29672-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 118 WHITE OAK CLIFFS
Legal Subdivision	WHITE OAK CLIFFS ADD
Legal Block	5
Legal Lot Number	118
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1054
Census Tract	30601

Owner

102 Cardinal Dr, #RED is owned and occupied by an individual who bought it in January 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	102 CARDINAL DR # RED, RED, SENECA, SC 29672-2257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jan 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Deed Document Number	11537
Deed Book / Page	2647 / 20
Record Updated	Jun 8, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 20, 2021
Property Address	102 CARDINAL DR # RED, RED, SENECA, SC 29672-2257
Document Number	0000011537
Book / Page	2647 / 20
Map Reference	MB P-38 PG 40
Instrument Date	Jan 14, 2021
Instrument	11537
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RED CARDINAL RD, SENECA, SC 29672-2153

Mortgage

Document Number	0000011538
Date	Jan 20, 2021
Book Page	4085/211
Instrument	11538

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 29, 2020
Property Address	102 CARDINAL DR # RED, RED, SENECA, SC 29672-2257
Document Number	0025400150
Book / Page	002540 / 000150
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 REDFEM TRL SIMPSONVILLE SC 29681, SIMPSONVILLE, SC 29681

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 29, 2020
Property Address	102 CARDINAL DR # RED, RED, SENECA, SC 29672-2257
Document Number	0025400147
Book / Page	002540 / 000147
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RED CARDINAL DR SENECA SC 29678, SENECA, SC 29678

Tax Assessment & Valuation

The 2025 property tax bill for 102 Cardinal Dr, #RED was $3,856.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,856.00	$9,126 Land $691 Building $8,435	$228,150 Land $17,280 Building $210,870
2023		$9,126 Land $691 Building $8,435	$228,150 Land $17,280 Building $210,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Cardinal Dr, #RED in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cardinal Dr, #RED is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Dr

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