Garrard County property record for 102 Cardinal Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.631 acres (27,507 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $948 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | L1-11-003 |
| Primary APN | L1-11-003 |
|---|---|
| Alternative APN |
|
| Lot Area | 27,507 sqft (0.631 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 4905 |
|---|---|
| Street Address | 102 CARDINAL DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PINES SUB |
| Legal Lot Number | 5 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970300 |
102 Cardinal Dr, a single family home, is owned by an individual.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 LEXINGTON ST, LANCASTER, KY 40444-1131 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 102 Cardinal Dr was $948, down 0.4% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,000 (-) Land $25,000 Building $60,000 | $85,000 (-) Land $25,000 Building $60,000 | |
| 2025 | $948.00 (-0.42%) | $85,000 (-) Land $25,000 Building $60,000 | $85,000 (-) Land $25,000 Building $60,000 |
| 2024 | $952.00 (-2.56%) | $85,000 (-) Land $25,000 Building $60,000 | $85,000 (-) Land $25,000 Building $60,000 |
| 2023 | $977.00 (-0.91%) | $85,000 (-) Land $25,000 Building $60,000 | $85,000 (-) Land $25,000 Building $60,000 |
| 2022 | $986.00 | $85,000 Land $25,000 Building $60,000 | $85,000 Land $25,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 102 Cardinal Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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