102 Bent Tree Dr, Seneca, SC 29678 Property Records

Oconee County property record for 102 Bent Tree Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,658 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$532 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`268-01-02-001`

Property Details

APN / Parcel Number

Primary APN	`268-01-02-001`
Alternative APN	`35861`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,658 sqft Living Area
1st Floor Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35861
Street Address	102 BENT TREE DR
City	SENECA
State	SC
Zip	29678-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 BENT TREE (.26 AC)
Legal Subdivision	BENT TREE SUBDIVISION
Legal Block	2
Legal Lot Number	131
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oconee County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 BENT TREE DR, SENECA, SC 29678-5220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 30, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit SC STATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2021
Transfer Doc	0026810106
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Sep 21, 2026
Property Address	102 BENT TREE DR, SENECA, SC 29678-5220
Document Number	0000004691
Book / Page	4982 / 146
Instrument Date	Sep 10, 2026
Instrument	20264691
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BENT TREE DR, SENECA, SC 29678-5220

Mortgage

Document Number	0000004691,
Date	Sep 21, 2026
Book Page	4982/146
Instrument	20264691

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Apr 29, 2021
Property Address	102 BENT TREE DR, SENECA, SC 29678-5220
Document Number	0000017775
Book / Page	2681 / 106
Map Reference	MB P-34 PG 58
Instrument Date	Apr 22, 2021
Instrument	17775
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 BENT TREE DR, SENECA, SC 29678-5220

Mortgage

Document Number	0000017776
Date	Apr 29, 2021
Book Page	4144/280
Instrument	17776

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	102 BENT TREE DR, SENECA, SC 29678-5220
Document Number	0037400186
Instrument Date	Jun 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BENT TREE DR SENECA SC 296785220, SENECA, SC 29678-5220

Mortgage

Document Number	0037400186
Date	Jul 12, 2018
Book Page	003740/000186

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	102 BENT TREE DR, SENECA, SC 29678-5220
Document Number	0036361991
Book / Page	003636 / 001991
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BENT TREE DR SENECA SC 296785220, SENECA, SC 29678-5220

Mortgage

Document Number	0036361991
Date	Aug 8, 2017
Book Page	003636/001991

Lender

Name	SC STATE FCU
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00	$5,081 (-) Land $328 Building $4,753	$127,020 (-) Land $8,200 Building $118,820
2023		$5,081 Land $328 Building $4,753	$127,020 Land $8,200 Building $118,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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