102 Barthel Ave, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 102 Barthel Ave, Gardner, MA 01440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,388 sqft · built 1930
Lot Size0.149 acres (6,474 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Nov 2016)
Tax Bill$3,685 (2026)
Deeds & MortgagesMay 2026 Second Mortgage
Apr 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:L-22 B:0057 L:0034

Property Details

APN / Parcel Number

Primary APNM:L-22 B:0057 L:0034
Alternative APN
  • GARD M:M22 B:12 L:34

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,388 sqft Living Area
Gross Area2,665 sqft
Basement Area841 sqft
Unfinished Basement841 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,474 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address102 BARTHEL AVE
CityGARDNER
StateMA
Zip01440-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block12
Legal Lot Number34
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2004
Census Tract707300

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address102 BARTHEL AVE, GARDNER, MA 01440-2504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2016 · Amount on Record
Deed SaleNov 28, 2016 · Amount on Record
Prior SaleFeb 23, 2007 · Amount on Record
Deed Document Number2016136478
Deed Book / Page56372 / 175
Transfer Doc056372-175
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Recording DateMay 12, 2026
Property Address102 BARTHEL AVE, GARDNER, MA 01440-2504
Document Number0073561-50
Book / Page73561 / 50
Instrument DateApr 30, 2026
Instrument202636936
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 BARTHEL AVE, GARDNER, MA 01440-2504

Mortgage

Document Number0000036936,
DateMay 12, 2026
Book Page73561/50
Instrument202636936
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate6.46%
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address102 BARTHEL AVE, GARDNER, MA 01440-2504
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number064836-328
DateApr 1, 2021
Book Page64836/328
Instrument45122
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,685.00 (+10,136.11%)$267,600 (+4.33%) Land $73,100 Building $194,500$321,680 (+6.38%)
2025$36.00 (-99.02%)$256,500 (+5.08%) Land $66,500 Building $190,000$302,385
2024$3,659.00 (+7.55%)$244,100 (+15.74%) Land $60,400 Building $183,700
2023$3,402.00$210,900 Land $59,500 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Gateway Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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