Worcester County and Gardner City property record for 102 Barthel Ave, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,388 sqft · built 1930 |
| Lot Size | 0.149 acres (6,474 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2016) |
| Tax Bill | $3,685 (2026) |
| Deeds & Mortgages | May 2026 Second Mortgage Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:L-22 B:0057 L:0034 |
| Primary APN | M:L-22 B:0057 L:0034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 2,665 sqft |
| Basement Area | 841 sqft |
| Unfinished Basement | 841 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,474 sqft (0.149 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 102 BARTHEL AVE |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 12 |
| Legal Lot Number | 34 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 707300 |
102 Barthel Ave is owned and occupied by an individual who bought it in November 2016.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 BARTHEL AVE, GARDNER, MA 01440-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2016 · Amount on File |
| Deed Sale | Nov 28, 2016 · Amount on File |
| Prior Sale | Feb 23, 2007 · Amount on File |
| Deed Document Number | 2016136478 |
| Deed Book / Page | 56372 / 175 |
| Transfer Doc | 056372-175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 12, 2026 |
| Property Address | 102 BARTHEL AVE, GARDNER, MA 01440-2504 |
| Document Number | 0073561-50 |
| Book / Page | 73561 / 50 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202636936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 BARTHEL AVE, GARDNER, MA 01440-2504 |
| Document Number | 0000036936, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 73561/50 |
| Instrument | 202636936 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 102 BARTHEL AVE, GARDNER, MA 01440-2504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 064836-328 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 64836/328 |
| Instrument | 45122 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2026 property tax bill for 102 Barthel Ave was $3,685, up 10,136.1% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,685.00 (+10,136.11%) | $267,600 (+4.33%) Land $73,100 Building $194,500 | $321,680 (+6.38%) |
| 2025 | $36.00 (-99.02%) | $256,500 (+5.08%) Land $66,500 Building $190,000 | $302,385 |
| 2024 | $3,659.00 (+7.55%) | $244,100 (+15.74%) Land $60,400 Building $183,700 | |
| 2023 | $3,402.00 | $210,900 Land $59,500 Building $151,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Barthel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Barthel Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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