Washington County property record for 102 Bachtell Cir, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,342 sqft · built 2004 |
| Lot Size | 0.417 acres (18,163 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Jun 2026) |
| Tax Bill | $3,809 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-034806 |
| Primary APN | 07-034806 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Total Area |
| Basement Area | 980 sqft |
| Finished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,163 sqft (0.417 acres) |
| Garage Type | Mixed |
| Garage Area | 1,024 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 576 sqft |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 034806 |
|---|---|
| Street Address | 102 BACHTELL CIR |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 386 0.42 ACRE 102 BACHTELL CIR WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 6 |
| Legal Lot Number | 386 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11301 |
102 Bachtell Cir is owned and occupied by an individual who bought it in June 2026.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 BACHTELL CIR, SMITHSBURG, MD 21783-1590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 19, 2021 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 4, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 8, 2019 | Loan Modification, Mortgage · Line of Credit FIRST TENNESSEE BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Feb 4, 2004 · Amount on File |
| Deed Book / Page | 7951 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 18, 2026 |
| Property Address | 102 BACHTELL CIR, SMITHSBURG, MD 21783-1590 |
| Document Number | 7951000407 |
| Book / Page | 7951 / 407 |
| Instrument Date | Jun 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,590.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 102 BACHTELL CIR, SMITHSBURG, MD 21783-1590 |
| Document Number | 7951000413, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 7951/413 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 102 BACHTELL CIR, SMITHSBURG, MD 21783-1590 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0067980146 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 6798/146 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 102 BACHTELL CIR, SMITHSBURG, MD 21783-1590 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0061950021 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 6195/21 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 102 BACHTELL CIR, SMITHSBURG, MD 21783-1590 |
| Document Number | 0059540356 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 BACHTELL CIR SMITHSBURG MD 217831590, SMITHSBURG, MD 21783-1590 |
| Document Number | 0059540356 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 005954/000356 |
| Name | FIRST TENNESSEE BK NA |
|---|---|
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 11, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1% |
The 2026 property tax bill for 102 Bachtell Cir was $3,809 with a homeowner's exemption, up 5.6% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,809.00 (+5.63%) Homeowner's exemption | $468,400 (+11.1%) | $515,200 (-) Land $69,000 Building $446,200 |
| 2025 | $3,606.00 (+5.62%) Homeowner's exemption | $421,600 | $515,200 Land $69,000 Building $446,200 |
| 2024 | $3,414.00 (+2.09%) | ||
| 2023 | $3,344.00 Homeowner's exemption | $365,467 | $374,800 Land $69,000 Building $305,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Bachtell Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Bachtell Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 250 |
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