102 Azalea Ct, Westminster, SC 29693 Property Records

Oconee County property record for 102 Azalea Ct, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,600 sqft · built 1978
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Jun 2022)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-03-01-014`

Property Details

APN / Parcel Number

Primary APN	`323-03-01-014`
Alternative APN	`48450`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48450
Street Address	102 AZALEA CT
City	WESTMINSTER
State	SC
Zip	29693-6400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31 & 32 CHICKASAW POINT (0.79 AC)
Legal Subdivision	CHICKASAW POINT
Legal Block	1
Legal Lot Number	31-32
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2006
Census Tract	30901

Owner

102 Azalea Ct is owned by two individuals who bought it in June 2022.

Source: Oconee County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 SONDLEY WOODS PL, ASHEVILLE, NC 28805-1156
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2020	Grant Deed, Transfer · FHA Mortgage ALLEN TATE MTG PTRS LLC
Sep 27, 2017	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Apr 8, 2020 · Amount on File
Deed Document Number	202219454
Deed Book / Page	2820 / 348
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 8, 2022
Property Address	102 AZALEA CT, WESTMINSTER, SC 29693-6400
Document Number	0000019454
Book / Page	2820 / 348
Map Reference	MB P34 PG 67
Instrument Date	Jun 3, 2022
Instrument	19454
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 SONDLEY WOODS PL, ASHEVILLE, NC 28805-1156

Mortgage

Document Number	0000019455
Date	Jun 8, 2022
Book Page	4342/86
Instrument	19455

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	102 AZALEA CT, WESTMINSTER, SC 29693-6400
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 AZALEA CT, WESTMINSTER, SC 29693-6400

Mortgage

Document Number	0000016037
Date	Apr 7, 2022
Book Page	4314/152
Instrument	16037

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 8, 2020
Property Address	102 AZALEA CT, WESTMINSTER, SC 29693-6400
Document Number	0025590243
Book / Page	002559 / 000243
Instrument Date	Apr 3, 2020
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 AZALEA CT WESTMINSTER SC 296936400, WESTMINSTER, SC 29693-6400

Mortgage

Document Number	39470212
Date	Apr 8, 2020
Book Page	003947/000212

Lender

Name	ALLEN TATE MTG PTRS LLC
Address	8640 UNIVERSITY EXEC PARK DR, CHARLOTTE, NC 28262-4335

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 27, 2017
Property Address	102 AZALEA CT, WESTMINSTER, SC 29693-6400
Document Number	0000003837
Book / Page	002302 / 000043
Instrument Date	Sep 15, 2017
Instrument	3837
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 AZALEA CT WESTMINSTER SC 296936400, WESTMINSTER, SC 29693-6400

Mortgage

Document Number	3839
Date	Sep 27, 2017
Book Page	003651/000075
Instrument	3839

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 102 Azalea Ct was $5,344.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,344.00	$16,577 Land $474 Building $16,103	$414,420 Land $11,850 Building $402,570
2023		$16,577 Land $474 Building $16,103	$414,420 Land $11,850 Building $402,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Azalea Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Azalea Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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