102 Atlantic Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 102 Atlantic Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1954
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$25,000 (Dec 2022)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Sale & Construction Loan
APN	`03-26-0-404-021`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-404-021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	102 ATLANTIC AVE
City	O FALLON
State	IL
Zip	62269-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS LOT/SEC-14 W 80FT LOTS 14 & 15 AS IN A02769692 EX PT FOR RD IN A01698189
Legal Subdivision	RIDGE PRAIRIE HEIGHTS
Legal Block	404
Legal Lot Number	14,15
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2033
Census Tract	503414

Owner

102 Atlantic Ave is owned by a company that bought it in December 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	110 FERN GLEN PRESERVE, O FALLON, IL 62269-3225
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Commercial Mortgage
Dec 28, 2022	Administrator's Deed, Construction Loan · Construction Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Deed Document Number	20222769692
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jun 30, 2026
Property Address	102 ATLANTIC AVE, O FALLON, IL 62269-1701
Document Number	0002887903
Instrument Date	Jun 22, 2026
Instrument	20262887903
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002887903,
Date	Jun 30, 2026
Instrument	20262887903

Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 22, 2029

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Administrator's Deed, Construction Loan

Document Type	Administrator's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 28, 2022
Property Address	102 ATLANTIC AVE, O FALLON, IL 62269-1701
Document Number	0A02769692
Map Reference	MB 46 PG 96
Instrument Date	Dec 22, 2022
Instrument	A02769692
Transaction Type	Construction Loan
Record Updated	Jan 11, 2023
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 FERN GLEN PRESERVE, SHILOH, IL 62269-3225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 FERN GLEN PRESERVE, SHILOH, IL 62269-3225

Mortgage

Document Number	0A02769694
Date	Dec 28, 2022
Instrument	A02769694

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 27, 2023

Interest

Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 102 Atlantic Ave was $3,173, up 9.2% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (+9.15%)	$45,166 (+10.11%) Land $4,503 Building $40,663	$135,498 (+10.11%) Land $13,509 Building $121,989
2024	$2,907.00	$41,019 Land $4,090 Building $36,929	$123,057 Land $12,270 Building $110,787
2022		$32,273 Land $3,547 Building $28,726	$96,819 Land $10,641 Building $86,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 102 Atlantic Ave; there have been 7 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2000–2023)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Atlantic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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