102 Armonia Ln, Pooler, GA 31322 Property Records

Chatham County property record for 102 Armonia Ln, Pooler, GA 31322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,527 sqft · built 2009
Lot Size0.157 acres (6,839 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Apr 2024)
Tax Bill$3,851 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Sep 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN5-1010F-03-058

Property Details

APN / Parcel Number

Primary APN5-1010F-03-058
Alternative APN
  • C314N207

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,527 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,839 sqft (0.157 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area125 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address102 ARMONIA LN
CityPOOLER
StateGA
Zip31322-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 57 HARMONY SUB PHASE 1 SMB 36S 89M .157 AC
Legal SubdivisionHARMONY SUB
Legal Phase1
Legal Lot Number57
JurisdictionCHATHAM GA
Township / Civil DivisionPOOLER-BLOOMINGDALE
Census Block Group2
Census Block2027
Census Tract10810

Owner

102 Armonia Ln is owned and occupied by two individuals who bought it in April 2024.

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address102 ARMONIA LN, POOLER, GA 31322-3606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO
Apr 8, 2024Warranty Deed, Transfer
Apr 8, 2024Warranty Deed, Transfer · Conventional Mortgage
METRO CITY BANK
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO
Jul 31, 2013Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2024 · Amount on File
Deed SaleApr 8, 2024 · Amount on File
Prior SaleJul 31, 2013 · Amount on File
Deed Book / Page3344 / 737
Prior Transfer DateApr 4, 2024
Prior Transfer Doc0033440771
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address102 ARMONIA LN, POOLER, GA 31322-3606
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ARMONIA LN, POOLER, GA 31322-3606

Mortgage

Document Number0032620163
DateDec 13, 2023
Book Page0000003262/0000000163
Lender
NameFIRST CITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 1, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address102 ARMONIA LN, POOLER, GA 31322-3606
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ARMONIA LN, POOLER, GA 31322-3606

Mortgage

Document Number0020790125
DateSep 28, 2020
Book Page0000002079/0000000125
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2035

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateApr 8, 2024
Property Address102 ARMONIA LN, POOLER, GA 31322-3606
Document Number0033440771
Book / Page3344 / 771
Instrument DateApr 4, 2024
Transaction TypeTransfer
Record UpdatedMay 3, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ARMONIA LN, POOLER, GA 31322-3606

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateApr 8, 2024
Property Address102 ARMONIA LN, POOLER, GA 31322-3606
Document Number0033440737
Book / Page3344 / 737
Instrument DateApr 4, 2024
Transaction TypeTransfer
Record UpdatedJun 9, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ARMONIA LN, POOLER, GA 31322-3606

Mortgage

Document Number0003344739
DateApr 8, 2024
Instrument3344/739
Lender
NameMETRO CITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.62%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address102 ARMONIA LN, POOLER, GA 31322-3606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ARMONIA LN, POOLER, GA 31322-3606

Mortgage

Document Number0000002079/0000000125
DateSep 28, 2020
Book Page0000002079/0000000125
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2035

July 2013: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateJul 31, 2013
Property Address102 ARMONIA LN, POOLER, GA 31322-3606
Document Number00389V0820
Book / Page389V / 820
Instrument DateJul 31, 2013
Instrument2013-007263
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ARMONIA LN, POOLER, GA 31322-3606

Mortgage

Document Number00389V0821
DateAug 2, 2013
Book Page389V/821
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 102 Armonia Ln was $3,851, down 19.8% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalityPooler City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$130,760 (+3.68%) Land $26,000 Building $104,760$326,900 (+3.68%) Land $65,000 Building $261,900
2025$3,851.00 (-19.75%) Homeowner's exemption$126,120 Land $26,000 Building $100,120$315,300 Land $65,000 Building $250,300
2024$4,799.00
2023$98,920 (+9.18%) Land $11,200 Building $87,720$247,300 (+9.18%) Land $28,000 Building $219,300
2022$2,936.00$90,600 Land $11,200 Building $79,400$226,500 Land $28,000 Building $198,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 Armonia Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Tropical Storm Debby, Aug 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Armonia Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOOLER
serves 28,423 people · EPA ID GA0510001
Water SourcePurchased surface water from SAVANNAH-I & D
Last State InspectionNov 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Armonia Ln

Nearby Streets

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