102 Ann St, Morganton, NC 28655 Property Records

Burke County property record for 102 Ann St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,264 sqft · built 1960
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2026)
Tax Bill	$885 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1793834198`

Property Details

APN / Parcel Number

Primary APN	`1793834198`
Alternative APN	`7335`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	102 ANN ST
City	MORGANTON
State	NC
Zip	28655-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	102 ANN ST MORGANTON, NC 28655
Legal Subdivision	BURKE COUNTY
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1024
Census Tract	21400

Owner

102 Ann St is owned and occupied by an individual who bought it in July 2026.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	102 ANN ST, MORGANTON, NC 28655-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE
Apr 21, 2026	Warranty Deed, Transfer · Construction Mortgage BAKER DEVELOPMENT GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Apr 21, 2026 · Amount on File
Deed Document Number	202626006806
Deed Book / Page	2886 / 1
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 21, 2026
Property Address	102 ANN ST, MORGANTON, NC 28655-4310
Document Number	0026006806
Book / Page	2886 / 1
Instrument Date	Jul 21, 2026
Instrument	202626006806
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ANN ST, MORGANTON, NC 28655-4310

Mortgage

Document Number	0026006806,
Date	Jul 21, 2026
Book Page	2886/4
Instrument	202626006806

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	2886000020,
Date	Jul 21, 2026
Book Page	2886/20

Lender

Name	HOUSING FINANCE AGENCY NC

Agreement

Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 21, 2026
Property Address	102 ANN ST, MORGANTON, NC 28655-4310
Document Number	0026003489
Book / Page	2867 / 400
Instrument Date	Apr 21, 2026
Instrument	2026.26003489
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003490,
Date	Apr 21, 2026
Instrument	2026.3490

Lender

Name	BAKER DEVELOPMENT GROUP INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 21, 2027

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 102 Ann St was $885, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$885.00 (+0.57%)	$141,253 (-) Land $23,625 Building $117,628	$141,253 (-) Land $23,625 Building $117,628
2025	$880.00	$141,253 Land $23,625 Building $117,628	$141,253 Land $23,625 Building $117,628
2023	$879.00	$141,253 Land $23,625 Building $117,628	$141,253 Land $23,625 Building $117,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Ann St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Ann St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures