102 Andy Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 102 Andy Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,655 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,391 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47B 1 4`

Property Details

APN / Parcel Number

Primary APN	`47B 1 4`
Alternative APNs	`18767` `18136`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,655 sqft Living Area
1st Floor Area	2,206 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Precast Concrete Panel
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	1,248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18136
Street Address	102 ANDY DR
City	BUMPASS
State	VA
Zip	23024-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MOOREFIELD'S LANDING LOT 4 DB 1434/30 1.109 AC
Legal Subdivision	MOOREFIELD'S LANDING
Legal Lot Number	4
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1042
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11529 SENECA FARM WAY, GREAT FALLS, VA 22066-3050
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	102 ANDY DR, BUMPASS, VA 23024-4528
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001937/563
Date	Jan 26, 2024
Book Page	1937/563
Instrument	202400000745

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.85%
Margin	3
Max Rate	7.85%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	102 ANDY DR, BUMPASS, VA 23024-4528
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1786/459
Date	Aug 24, 2021
Book Page	1786/459
Instrument	202100010275

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.85%
Index	Other
Margin	3
Max Rate	7.85%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	102 ANDY DR, BUMPASS, VA 23024-4528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007625
Date	Sep 7, 2017
Book Page	1526/0480
Instrument	170007625

Lender

Name	INTERCOASTAL MORTGAGE CO
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,877,456 (+9.08%) Land $687,500 Building $1,189,956	$1,877,456 (+9.08%) Land $687,500 Building $1,189,956
2025	$12,391.00 (+4.68%)	$1,721,100 (+12.81%) Land $687,500 Building $1,033,600	$1,721,100 (+12.81%) Land $687,500 Building $1,033,600
2024	$11,837.00 (+259.68%)
2023		$1,525,600 Land $566,500 Building $959,100
2022	$3,291.00		$1,525,600 Land $566,500 Building $959,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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