102 Andrade Cir, Laredo, TX 78045 Property Records

Webb County property record for 102 Andrade Cir, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,923 sqft · built 1996
Lot Size	0.179 acres (7,811 sqft)
Owner	2 Individual Names on File
Last Sale	$371,300 (Apr 2017)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`970-90004-040`

Property Details

APN / Parcel Number

Primary APN	`970-90004-040`
Alternative APN	`236920`

Interior

Stories	2 Stories
Building Area	2,923 sqft Living Area
1st Floor Area	2,092 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,811 sqft (0.179 acres)
Garage Type	Attached

Exterior Amenities

Pool Area	452 sqft
Porch	Open Porch
Porch Area	257 sqft
Patio Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 ANDRADE CIR
City	LAREDO
State	TX
Zip	78045-1985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 BLK 4 QUAIL HOLLOW III
Legal Subdivision	QUAIL HOLLOW III
Legal Block	4
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1011
Census Tract	1722

Owner

102 Andrade Cir is owned and occupied by two individuals who bought it in April 2017.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 ANDRADE CIR, LAREDO, TX 78045-1985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NP INC
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORPORATION
Apr 19, 2017	Vendor's Lien, Transfer · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Oct 16, 2013 · Amount on File
Deed Document Number	20171294753
Deed Book / Page	4222 / 428
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	004222/428
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	102 ANDRADE CIR, LAREDO, TX 78045-1985
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005227/419
Date	Mar 7, 2022
Book Page	5227/419
Instrument	1460385

Lender

Name	NP INC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	102 ANDRADE CIR, LAREDO, TX 78045-1985
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004465/159
Date	Aug 16, 2018
Book Page	4465/159
Instrument	1337358

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	102 ANDRADE CIR, LAREDO, TX 78045-1985
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004686/023
Date	Oct 28, 2019
Book Page	4686/023
Instrument	1375652

Lender

Name	HOMEPLUS CORPORATION
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 19, 2017
Property Address	102 ANDRADE CIR, LAREDO, TX 78045-1985
Document Number	004222/428
Book / Page	4222 / 428
Map Reference	VOL 15 PG 5
Instrument Date	Apr 17, 2017
Instrument	1294753
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ANDRADE CIR, LAREDO, TX 78045-1985
Investor	Possibly a Property Investor

Mortgage

Document Number	0001294754
Date	Apr 19, 2017
Instrument	1294754

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 102 Andrade Cir was $2,023 with a homeowner's exemption, down 16.5% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,946 (-0.48%) Land $138,333 Building $259,613	$397,946 (-0.48%) Land $138,333 Building $259,613
2025	$2,023.00 (-16.47%) Homeowner's exemption	$399,850 Land $138,333 Building $261,517	$399,850 Land $138,333 Building $261,517
2024	$2,422.00
2023		$386,180 Land $118,805 Building $267,375	$386,180 Land $118,805 Building $267,375
2022	$2,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Andrade Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2017)
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 Andrade Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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