102 5th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 102 5th Ave, Sterling, IL 61081

Property Summary

Property Type	Commercial
Details	8 bd · 3,018 sqft · built 1900
Lot Size	0.185 acres (8,079 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Sep 2024)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Sep 2024 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1122357005`

Property Details

APN / Parcel Number

Primary APN	`1122357005`
Alternative APNs	`111648` `119486`

Interior

Bedrooms	8 Beds
Building Area	3,018 sqft Building Perimeter
Basement Area	1,454 sqft
Unfinished Basement	1,454 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,079 sqft (0.185 acres)

Location & Zoning

Account Number	119486
Street Address	102 5TH AVE
City	STERLING
State	IL
Zip	61081-3927
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WEST OF BROADWAY S 56 LOTS 4-5 & 6 BLK 47 146700X
Legal Subdivision	WEST BROADWAY
Legal Block	47
Legal Lot Number	4-6
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2113
Census Tract	1102

Owner

102 5th Ave, a commercial property, is owned by a company that bought it in September 2024.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	1232 DERRY LN, PINGREE GROVE, IL 60140-9122
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Warranty Deed, Transfer · Conventional Mortgage STERLING FEDERAL BANK FSB
May 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FARMERS NATIONAL BANK
May 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	May 11, 2022 · Amount on File
Deed Document Number	20244098
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 9, 2024
Property Address	102 5TH AVE, STERLING, IL 61081-3927
Document Number	0000004098
Instrument Date	Sep 6, 2024
Instrument	2024-04098
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 DERRY LN, PINGREE GROVE, IL 60140-9122

Mortgage

Document Number	0000004099
Date	Sep 9, 2024
Instrument	2024-04099

Lender

Name	STERLING FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Sep 6, 2027

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 11, 2022
Property Address	102 5TH AVE, STERLING, IL 61081-3927
Document Number	0000002863
Instrument Date	May 6, 2022
Instrument	2022-02863
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25230 FRONT ST, STERLING, IL 61081-8869

Mortgage

Document Number	0000002864
Date	May 11, 2022
Instrument	2022-02864

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 11, 2022
Property Address	102 5TH AVE, STERLING, IL 61081-3927
Document Number	0000002862
Instrument Date	May 4, 2022
Instrument	2022-02862
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 149, ROCK FALLS, IL 61071-0149

Tax Assessment & Valuation

The 2025 property tax bill for 102 5th Ave was $4,231.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,231.00	$41,663 Land $3,178 Building $38,485
2024			$124,989 Land $9,534 Building $115,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 5th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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