St. Clair County property record for 102 4th St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,542 sqft · built 1930 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jun 2025) |
| Tax Bill | $2,776 (2025) |
| Deeds & Mortgages | Apr 2024 Foreclosure Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-671-0034-000 |
| Primary APN | 74-08-671-0034-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 72 ft deep x 86 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 102 4TH ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 EXC S 60' & E 20' OF LOT 9 EXC S 60' BLOCK 10 PLAT OF REED & MC NUTTS SECOND ADDITION TO THE VILLAGE OF BROCKWAY |
| Legal Subdivision | PLAT OF REED & MC NUTTS SECOND ADD |
| Legal Block | 10 |
| Legal Lot Number | 9-10 |
| Legal Unit | 10,9 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 655100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 LINCOLN ST, YALE, MI 48097-2944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 5, 2024 | Foreclosure |
| Jan 20, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY |
| Feb 11, 2021 | Warranty Deed, Transfer LIBERTY TITLE |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Jan 8, 2019 | Deed of Trust, Mortgage NOT AVAILABLE |
| Dec 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on Record |
| Deed Sale | Jun 9, 2025 · Amount on Record |
| Prior Sale | Apr 5, 2024 · Amount on Record |
| Deed Document Number | 202510709 |
| Deed Book / Page | 5820 / 371 |
| Prior Transfer Date | Mar 21, 2024 |
| Prior Transfer Doc | 0005703489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 5, 2024 |
| Property Address | 102 4TH ST, YALE, MI 48097-2816 |
| Document Number | 0005703489 |
| Book / Page | 5703 / 489 |
| Map Reference | LB 4 PG 37 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024006015 |
| Transaction Type | Foreclosure |
| Record Updated | May 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 102 4TH ST, YALE, MI 48097-2816 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1515 STURDEVANT RD, KIMBALL, MI 48074-2307 |
| Document Number | 0053040517 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 5304/517 |
| Instrument | 2021001686 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 11, 2021 |
| Property Address | 102 4TH ST, YALE, MI 48097-2816 |
| Document Number | 0005317476 |
| Book / Page | 5317 / 476 |
| Map Reference | LB 4 PG 37 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021004093 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 4TH ST, 102, YALE, MI 48097-2816 |
| Name | Verified Name |
|---|---|
| Address | 1515 STURDEVANT RD, KIMBALL, MI 48074-2307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 102 4TH ST, YALE, MI 48097-2816 |
| Document Number | 0052550721 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 102 4TH ST YALE MI 480972816, YALE, MI 48097-2816 |
| Document Number | 0052550721 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 005255/000721 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 13, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 102 4TH ST, YALE, MI 48097-2816 |
| Document Number | 0050220924 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 102 4TH ST YALE MI 480972816, YALE, MI 48097-2816 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 21, 2018 |
| Property Address | 102 4TH ST, YALE, MI 48097-2816 |
| Document Number | 0005019236 |
| Book / Page | 5019 / 236 |
| Map Reference | LB 4 PG 37 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 2018028085 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $602.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3285 BULLOCK RD, 3285, BROWN CITY, MI 48416-8608 |
| Name | Verified Name |
|---|---|
| Address | 10384 FOLEY RD, KENOCKEE, MI 48006-3112 |
| Document Number | 2018028086 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 2018028086 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,200 (+2.83%) | $152,400 (+2.83%) | |
| 2025 | $2,776.00 (+4.05%) Homeowner's exemption | $74,100 (+16.69%) | |
| 2024 | $2,668.00 (+8.54%) | $148,200 (+16.69%) | |
| 2023 | $63,500 | ||
| 2022 | $2,458.00 | $127,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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