102 4th Ave, Bancroft, WV 25011 Property Records

Putnam County property record for 102 4th Ave, Bancroft, WV 25011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1996
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$161,500 (Mar 2024)
Tax Bill	$729 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-1-0078.0000`

Property Details

APN / Parcel Number

Primary APN	`01-1-0078.0000`
Alternative APNs	`40-01-1-0078.0000` `00040006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00040006
Street Address	102 4TH AVE
City	BANCROFT
State	WV
Zip	25011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 3 BANCROFT
Legal Subdivision	SHOWENVILLE IN POCA
Legal Block	3
Legal Lot Number	10
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	5
Census Block	5008
Census Tract	20100

Owner

102 4th Ave is owned by an individual who bought it in March 2024.

Source: Putnam County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5239 BRACKENRICH DR, CHARLESTON, WV 25313-1639
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage WEST VIRGINIA HOUSING DEV
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on File
Deed Sale	Mar 25, 2024 · Amount on File
Deed Book / Page	625 / 479
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	102 4TH AVE, BANCROFT, WV 25011
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001361/530
Date	Mar 25, 2024
Book Page	1361/530
Instrument	005656160021

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	102 4TH AVE, BANCROFT, WV 25011
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001361/551
Date	Mar 25, 2024
Book Page	1361/551
Instrument	005656170011

Lender

Name	WEST VIRGINIA HOUSING DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2039

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	102 4TH AVE, BANCROFT, WV 25011
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001345/793
Date	Jun 12, 2023
Book Page	1345/793
Instrument	005484450007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2053

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	102 4TH AVE, BANCROFT, WV 25011
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001162/675
Date	Jun 22, 2017
Book Page	1162/675
Instrument	004206780010

Lender

Name	POCA VALLEY BANK
Address	WALTON, WV 25286

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 102 4th Ave was $729, up 5% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
Municipality	Bancroft Town
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$729.00 (+5.04%)	$48,840 (+6.41%) Land $1,500 Building $47,340	$81,400 (+6.41%) Land $2,500 Building $78,900
2025	$694.00	$45,900 Land $1,440 Building $44,460	$76,500 Land $2,400 Building $74,100
2023		$40,920 Land $1,440 Building $39,480	$68,200 Land $2,400 Building $65,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 4th Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 4th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 40% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures