102 3rd St, Wells, NV 89835 Property Records

Elko County property record for 102 3rd St, Wells, NV 89835

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1985
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2021)
Tax Bill	$1,629 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-591-006`

Property Details

APN / Parcel Number

Primary APN	`002-591-006`
Alternative APN	`002-591-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	102 3RD ST
City	ELKO
State	NV
Zip	89801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC
Legal Description	PARCEL 4 FILE 147565,LOCATED IN,MDB&M
Legal Range	62E
Legal Township	37N
Legal Section	4
Legal Subdivision	JACK W & DONNA G ANDERSON
Legal Block	1
Legal Lot Number	4
Jurisdiction	ELKO NV
Township / Civil Division	WELLS
Census Block Group	2
Census Block	2014
Census Tract	950200

Owner

102 3rd St is owned by an individual who bought it in September 2021.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 444, WELLS, NV 89835-0444
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 30, 2021	Bargain and Sale Deed, Transfer · VA Mortgage FIRST COLONY MORTGAGE CORP
Sep 21, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Feb 16, 2018	Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	2021795413
Prior Transfer Date	Sep 11, 2008
Prior Transfer Doc	0000602695
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	102 3RD ST, WELLS, NV 89835
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792888
Date	Aug 10, 2021
Instrument	792888

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 30, 2021
Property Address	102 3RD ST, WELLS, NV 89835
Document Number	0000795413
Map Reference	FILE 147565
Instrument Date	Sep 29, 2021
Instrument	795413
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 178, WELLS, NV 89835-0178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 444, WELLS, NV 89835-0444

Mortgage

Document Number	0000795414
Date	Sep 30, 2021
Instrument	795414

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	102 3RD ST, WELLS, NV 89835
Document Number	0000760066
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 3RD ST WELLS NV 89835, WELLS, NV 89835

Mortgage

Document Number	0000760066
Date	Oct 2, 2019
Instrument	760066

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

February 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 16, 2018
Property Address	102 3RD ST, WELLS, NV 89835
Document Number	0000737301
Map Reference	FILE147565
Instrument Date	Jan 24, 2018
Instrument	737301
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 178, WELLS, NV 89835-0178

Mortgage

Document Number	0000737302
Date	Feb 16, 2018
Instrument	737302

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 102 3rd St was $1,629, up 59.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Wells City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,629.00 (+59.39%)	$45,129 (+4.26%) Land $6,930 Building $38,199	$128,940 (+4.26%) Land $19,800 Building $109,140
2025	$1,022.00 Disabled Person's exemption Veteran's exemption	$43,287 Land $6,930 Building $36,357	$123,677 Land $19,800 Building $103,877
2023	$762.00 (-33.91%)	$37,532 (+17.43%) Land $1,638 Building $35,894	$107,234 (+17.43%) Land $4,680 Building $102,554
2022	$1,153.00	$31,960 Land $1,638 Building $30,322	$91,314 Land $4,680 Building $86,634

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 3rd St is very high, ranking above 93% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 81% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLS MUNICIPAL WATER DEPARTMENT serves 1,300 people · EPA ID NV0000245
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eccelerate Internet Cable	300 / 100
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband.

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