Middlesex County and Lowell City property record for 102 3rd St, Lowell, MA 01850
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 3 ba · 3,852 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Sep 2020) |
| Tax Bill | $7,321 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S16870 |
| Primary APN | S16870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,852 sqft Living Area |
| Gross Area | 5,346 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,390 sqft |
| Unfinished Basement | 1,390 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | S16870 |
|---|---|
| Street Address | 102 3RD ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2510 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TTF |
| Legal Subdivision | CONTINENTAL TERRACE |
| Legal Block | 5675 |
| Legal Lot Number | 102 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 310200 |
Source: Middlesex County and Lowell City records · APN S16870
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 HUDSON ST, LOWELL, MA 01852-3507 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 28, 2020 | Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Mar 03, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage REGAL FUNDING CORP |
| Jan 29, 2019 | Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Prior Sale | Mar 03, 2020 · Amount on Record |
| Deed Document Number | 202047111 |
| Deed Book / Page | 34679 / 199 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 102 3RD ST, LOWELL, MA 01850-2510 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 038459-145 |
|---|---|
| Date | May 01, 2024 |
| Book Page | 38459/145 |
| Instrument | 11604 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 28, 2020 |
| Property Address | 102 3RD ST, LOWELL, MA 01850-2510 |
| Document Number | 34679-199 |
| Book / Page | 34679 / 199 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 47111 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 HUDSON ST, LOWELL, MA 01852-3507 |
| Document Number | 47112 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 47112 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 03, 2020 |
| Property Address | 102 3RD ST, LOWELL, MA 01850-2510 |
| Document Number | 33885-280 |
| Book / Page | 33885 / 280 |
| Instrument Date | Feb 09, 2020 |
| Instrument | 9534 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 PLEASANT ST, LOWELL, MA 01852-3628 |
| Document Number | 9535 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 9535 |
| Name | REGAL FUNDING CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jan 29, 2019 |
| Property Address | 102 3RD ST, LOWELL, MA 01850-2510 |
| Document Number | 32734-212 |
| Book / Page | 032734 / 000212 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 3536 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 19, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,626.89 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1455 BROAD ST BLOOMFIELD NJ 070033047, BLOOMFIELD, NJ 07003-3047 |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,321.00 (+14.53%) | $637,700 (+18.82%) Land $152,200 Building $485,500 |
| 2024 | $6,392.00 (+7.54%) | $536,700 (+12.14%) Land $126,400 Building $410,300 |
| 2023 | $5,944.00 | $478,600 Land $109,900 Building $368,700 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 1,079 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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