Fulton County property record for 102 3rd St, Fulton, KY 42041
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $62,000 (Dec 2022) |
| Deeds & Mortgages | Dec 2022 Sale Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | F-4-36-12 |
| Primary APN | F-4-36-12 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,500 sqft (0.103 acres) |
|---|---|
| Lot Dimensions | 90 ft deep x 50 ft wide |
| View / Lot | Flood Plain/Flood Zone |
| Account Number | 86227 |
|---|---|
| Street Address | 102 3RD ST |
| City | FULTON |
| State | KY |
| Zip | 42041-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | F-4-36-11,9&12 COMBINED BILL |
| Jurisdiction | FULTON KY |
| Township / Civil Division | FULTON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 960100 |
102 3rd St is owned by a company that bought it in December 2022.
Source: Fulton County records, as of October 29, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 317 E STATE LINE ST, SOUTH FULTON, TN 38257-2152 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Warranty Deed, Transfer |
| Feb 18, 2022 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLA |
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on File |
| Deed Sale | Dec 19, 2022 · Amount on File |
| Prior Sale | Feb 18, 2022 · Amount on File |
| Deed Document Number | 515707 |
| Deed Book / Page | DEED 204 / 397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON KY |
| Recording Date | Dec 19, 2022 |
| Property Address | 102 3RD ST, FULTON, KY 42041-1523 |
| Document Number | DEED204/397 |
| Book / Page | DEED 204 / 397 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 515707 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $62.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, FULTON, KY 42041-1523 |
| Name | Verified Name |
|---|---|
| Address | 317 E STATE LINE ST, SOUTH FULTON, TN 38257-2152 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON KY |
| Recording Date | Feb 18, 2022 |
| Property Address | 102 3RD ST, FULTON, KY 42041-1523 |
| Document Number | DEED202/658 |
| Book / Page | DEED 202 / 658 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 514865 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $57.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, FULTON, KY 42041-1523 |
| Name | Verified Name |
|---|---|
| Address | 471 GEORGE RD, FULTON, KY 42041-6906 |
| Document Number | 0000514866 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 514866 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON KY |
| Recording Date | Sep 9, 2021 |
| Property Address | 102 3RD ST, FULTON, KY 42041-1523 |
| Document Number | DEED201/678 |
| Book / Page | DEED 201 / 678 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 514346 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 3RD ST, FULTON, KY 42041-1523 |
| Name | Verified Name |
|---|---|
| Address | RR 61 BOX 97, CABOOL, MO 65689-9501 |
| Document Number | 0000514347 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 514347 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Fulton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Fulton County |
| Municipality | Fulton City |
| Unified School District | Fulton Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $2,000 | $2,000 |
| 2023 | $2,000 | $2,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 102 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 18 (1984–2023) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON MUNICIPAL WATER SYSTEM serves 4,662 people · EPA ID KY0380149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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