102 3rd Ave, Bovey, MN 55709 Property Records

Itasca County property record for 102 3rd Ave, Bovey, MN 55709

Property Summary

Property Type	Single Family Home
Details	2 bd · 680 sqft
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2025)
Tax Bill	$798 (2026)
Deeds & Mortgages	Aug 2005 Line of Credit Sep 2008 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`86-410-1385`

Property Details

APN / Parcel Number

Primary APN	`86-410-1385`
Alternative APNs	`149563` `69455`

Interior

Bedrooms	2 Beds
Stories	2 Stories
Building Area	680 sqft Base Area
1st Floor Area	680 sqft

Exterior

Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	149563
Street Address	102 3RD AVE
City	BOVEY
State	MN
Zip	55709-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	THAT PART OF LOT 24 LYG N OF A LINE
Legal Range	24W
Legal Township	56N
Legal Section	32
Legal Subdivision	BOVEY
Legal Lot Number	24
Jurisdiction	ITASCA MN
Township / Civil Division	BOVEY
Census Block Group	2
Census Block	2062
Census Tract	481002

Owner

102 3rd Ave is owned and occupied by an individual who bought it in June 2025.

Source: Itasca County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	102 3RD AVE, BOVEY, MN 55709-2643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2005	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF COLERAINE
Sep 8, 2008	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Jun 20, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EQUIFIRST MORTGAGE CORP
Jun 3, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage N SHORE BK COMMERCE
Mar 1, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 20, 2006	Warranty Deed, Transfer · Conventional Mortgage EQUIFIRST CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	May 8, 2012 · Amount on File
Deed Document Number	2025788671
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	102 3RD AVE, BOVEY, MN 55709-2643
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000589714
Date	Aug 29, 2005
Instrument	A000589714

Lender

Name	FIRST NATIONAL BANK OF COLERAINE
Type	Bank
Address	GRAND RAPIDS, MN 55744

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	102 3RD AVE, BOVEY, MN 55709-2643
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000625676
Date	Sep 8, 2008
Instrument	A000625676

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2038

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	102 3RD AVE, BOVEY, MN 55709-2643
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000599557
Date	Jun 20, 2006
Instrument	A000599557

Lender

Name	EQUIFIRST MORTGAGE CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Jun 3, 2025
Property Address	102 3RD AVE, BOVEY, MN 55709-2643
Document Number	A000788671
Instrument Date	May 30, 2025
Instrument	A000788671
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 3RD AVE, BOVEY, MN 55709-2643

Mortgage

Document Number	A000788672
Date	Jun 3, 2025
Instrument	A000788672

Lender

Name	N SHORE BK COMMERCE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ITASCA MN
Recording Date	Mar 1, 2024
Property Address	102 3RD AVE, BOVEY, MN 55709-2643
Document Number	A000778381
Instrument Date	Feb 27, 2024
Instrument	A000778381
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25997 W INGEBO RD, COHASSET, MN 55721-2702

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Jun 20, 2006
Property Address	102 3RD AVE, BOVEY, MN 55709-2643
Document Number	A000599555
Instrument Date	Jun 15, 2006
Instrument	A000599555
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.38
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 3RD AVE, BOVEY, MN 55709-2643
Investor	Possibly a Property Investor

Mortgage

Document Number	A000599556
Date	Jun 20, 2006
Instrument	A000599556

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	7.55%
Type Change Date	Jul 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.55%
Max Rate At Change	10.5%
Index	6-Month LIBOR
Max Rate	13.5%

Tax Assessment & Valuation

The 2026 property tax bill for 102 3rd Ave was $798 with a homeowner's exemption.

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	Bovey City
Unified School District	Greenway Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$798.00 Homeowner's exemption
2025		$107,200 Land $4,500 Building $102,700	$107,200 Land $4,500 Building $102,700
2023	$1,870.00
2022		$90,900 Land $2,400 Building $88,500	$90,900 Land $2,400 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 3rd Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 3rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bovey serves 821 people · EPA ID MN1310003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midco Cable	250 / 20

May also be available: T-Mobile.

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