102 2nd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 102 2nd St S, Virginia, MN 55792

Property Summary

Property TypeCommercial
Details9,945 sqft · built 1976
Lot Size0.262 acres (11,438 sqft)
OwnerCompany Name on File
Tax Bill$2,980 (2026)
Deeds & MortgagesDec 2016 Loan Modification
Dec 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN090-0010-12000

Property Details

APN / Parcel Number

Primary APN090-0010-12000
Alternative APN
  • 778722

Interior

Building Area9,945 sqft Gross Area
1st Floor Area9,945 sqft
Interior WallsMasonry
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1980
Exterior MaterialMetal
Lot Area11,438 sqft (0.262 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number778722
Street Address102 2ND ST S
CityVIRGINIA
StateMN
Zip55792-2608
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 1, 2 & 3 SERIAL #
Legal SubdivisionVIRGINIA
Legal Block46
Legal Lot Number1-3
JurisdictionST LOUIS MN
Township / Civil DivisionVIRGINIA
Census Block Group1
Census Block1003
Census Tract13100

Owner

Source: St. Louis County records · APN 090-0010-12000

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address905 10TH ST S, VIRGINIA, MN 55792-3208
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2016Loan Modification, Mortgage
AMERICAN BK/THE NORTH
Dec 27, 2016Loan Modification, Mortgage
AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 07, 2005
Transfer Doc0000975973
Record UpdatedSep 20, 2026

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address102 2ND ST S, VIRGINIA, MN 55792-2608
Document Number00A1301631
Instrument DateDec 27, 2016
Transaction TypeMortgage
Record UpdatedJan 17, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8409 ENTERPRISE DR NE VIRGINIA MN 557924003, VIRGINIA, MN 55792-4003

Mortgage

Document Number00A1301631
DateJan 05, 2017
InstrumentA1301631
Lender
NameAMERICAN BK/THE NORTH
TypeBank
AddressHIBBING, MN 55746
Agreement
Term60 Months
DueJan 04, 2022
Interest
Rate TypeFixed Rate
Rate4%

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address102 2ND ST S, VIRGINIA, MN 55792-2608
Document Number000T980604
Instrument DateDec 27, 2016
Transaction TypeMortgage
Record UpdatedJan 17, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8409 ENTERPRISE DR NE VIRGINIA MN 557924003, VIRGINIA, MN 55792-4003

Mortgage

Document Number000T980604
DateJan 05, 2017
InstrumentT980604
Lender
NameAMERICAN BK/THE NORTH
TypeBank
AddressHIBBING, MN 55746
Agreement
Term60 Months
DueJan 04, 2022
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityVirginia City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,980.00 (+3.33%)
2025$2,884.00 (-4.44%)$117,500 (+14.08%) Land $13,800 Building $103,700$117,500 (+14.08%) Land $13,800 Building $103,700
2024$3,018.00$103,000 (-0.1%) Land $9,200 Building $93,800$103,000 (-0.1%) Land $9,200 Building $93,800
2022$103,100 Land $9,200 Building $93,900$103,100 Land $9,200 Building $93,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable · Fixed Wireless · Fiber in parts of the area
2,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Consolidated Telephone Company, Verizon.

Based on FCC filings for 710 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVirginia
serves 8,361 people
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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