Merced County property record for 102 2nd St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,477 sqft · built 1992 |
| Lot Size | 0.151 acres (6,586 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,633 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-430-032-000 |
| Primary APN | 082-430-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Gross Area | 1,951 sqft |
| 1st Floor Area | 1,477 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,586 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 082-430-032 |
|---|---|
| Street Address | 102 2ND ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-3141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIROAK EST LOT 33 |
| Legal Subdivision | FAIROAK ESTATE |
| Legal Lot Number | 33 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2201 |
102 2nd St is owned and occupied by an individual.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 2ND ST, LOS BANOS, CA 93635-3141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 102 2ND ST, LOS BANOS, CA 93635-3141 |
| Document Number | 0000032055 |
| Instrument Date | Oct 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 102 2ND ST LOS BANOS CA 936353141, LOS BANOS, CA 93635-3141 |
| Document Number | 0000032055 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 32055 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2048 |
The 2025 property tax bill for 102 2nd St was $2,633 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $221,819 (+2%) Land $61,876 Building $159,943 | |
| 2025 | $2,633.00 Homeowner's exemption | $217,470 Land $60,663 Building $156,807 |
| 2023 | $2,473.00 (+2.44%) Homeowner's exemption | $209,027 Land $58,308 Building $150,719 |
| 2022 | $2,414.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 102 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 102 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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