102 1st St, Keystone, IA 52249 Property Records

Benton County property record for 102 1st St, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,688 sqft · built 1890
Lot Size	0.326 acres (14,200 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2023)
Tax Bill	$1,364 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09016450`

Property Details

APN / Parcel Number

Primary APN	`09016450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
1st Floor Area	844 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	278 sqft
Deck Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 1ST ST
City	KEYSTONE
State	IA
Zip	52249-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE LOTS 7 & 8 BLK 1
Legal Subdivision	KEYSTONE
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3049
Census Tract	960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 1ST ST, KEYSTONE, IA 52249-9707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Deed Document Number	20231535
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	May 12, 2023
Property Address	102 1ST ST, KEYSTONE, IA 52249-9707
Document Number	0000231535
Instrument Date	May 10, 2023
Instrument	23-1535
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 1ST ST, KEYSTONE, IA 52249-9707

Mortgage

Document Number	0000231536
Date	May 12, 2023
Instrument	23-1536

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,364.00 (-0.15%)	$118,900 (-) Land $25,700 Building $93,200	$118,900 (-) Land $25,700 Building $93,200
2025		$118,900 (+4.85%) Land $25,700 Building $93,200	$118,900 (+4.85%) Land $25,700 Building $93,200
2024	$1,366.00 (+17.35%)
2023		$113,400 (+30.65%) Land $25,200 Building $88,200	$113,400 (+30.65%) Land $25,200 Building $88,200
2022	$1,164.00	$86,800 Land $20,200 Building $66,600
2021			$86,800 Land $20,200 Building $66,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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