102 19th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 102 19th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,087 sqft · built 1948
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (May 2020)
Tax Bill	$2,032 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47404-0010`

Property Details

APN / Parcel Number

Primary APN	`82-47404-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	892 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Width	39 ft Width
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	102 19TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 001 BLK 001 HIGHLAND PARK PLAT 2 SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	HIGHLAND PARK PLAT 2
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	602

Owner

102 19th Ave N is owned and occupied by an individual who bought it in May 2020.

Source: Stearns County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 19TH AVE N, SAINT CLOUD, MN 56303-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage SHERBURNE STATE BANK
May 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	May 11, 2016 · Amount on File
Deed Document Number	20201568965
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Sep 29, 2026
Property Address	102 19TH AVE N, SAINT CLOUD, MN 56303-4431
Document Number	0001721805
Instrument Date	Sep 23, 2026
Instrument	20261721805
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 19TH AVE N, SAINT CLOUD, MN 56303-4431

Mortgage

Document Number	0001721805,
Date	Sep 29, 2026
Instrument	20261721805

Lender

Name	SHERBURNE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 15, 2020
Property Address	102 19TH AVE N, SAINT CLOUD, MN 56303-4431
Document Number	00A1568965
Instrument Date	Apr 15, 2020
Instrument	A1568965
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 19TH AVE N, SAINT CLOUD, MN 56303-4431

Tax Assessment & Valuation

The 2026 property tax bill for 102 19th Ave N was $2,032.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,032.00	$165,600 (-) Land $25,000 Building $140,600	$165,600 (-) Land $25,000 Building $140,600
2025		$165,600 Land $25,000 Building $140,600	$165,600 Land $25,000 Building $140,600
2023	$1,580.00	$155,200 Land $25,000 Building $130,200	$155,200 Land $25,000 Building $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 19th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 102 19th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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