102 10th St, Cloquet, MN 55720 Property Records

Carlton County property record for 102 10th St, Cloquet, MN 55720

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.132 acres (5,789 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Feb 2025)
Tax Bill	$7,518 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-290-1325`

Property Details

APN / Parcel Number

Primary APN	`06-290-1325`
Alternative APN	`3620`

Exterior

Lot Area	5,789 sqft (0.132 acres)

Location & Zoning

Account Number	3620
Street Address	102 10TH ST
City	CLOQUET
State	MN
Zip	55720-1862
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	N 58 FT OF LOTS 1 & 2 NORTHERN LUMBER CO EAST DIVISION
Legal Subdivision	NORTHERN LUMBER CO EAST DIVISION
Legal Block	10
Legal Lot Number	1-2
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	4
Census Block	4030
Census Tract	70100

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6716 WESTGATE BLVD, 12, DULUTH, MN 55807-2652
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2025	Warranty Deed, Transfer · VA Mortgage MEMBERS COOPERATIVE CU
Feb 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBOR POINTE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Aug 7, 2015 · Amount on Record
Deed Document Number	2025520362
Prior Transfer Date	Jul 7, 2015
Prior Transfer Doc	0000463860
Record Updated	Sep 20, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Feb 27, 2025
Property Address	102 10TH ST, CLOQUET, MN 55720-1862
Document Number	A000520362
Instrument Date	Feb 25, 2025
Instrument	A000520362
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6716 WESTGATE BLVD, DULUTH, MN 55807-2650

Mortgage

Document Number	A000520363
Date	Feb 27, 2025
Instrument	A000520363

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	102 10TH ST, CLOQUET, MN 55720-1862
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000490482
Date	Feb 11, 2020
Instrument	A000490482

Lender

Name	HARBOR POINTE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2030

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,518.00 (+3.13%)
2025		$336,800 (+1.88%) Land $20,900 Building $315,900	$336,800 (+1.88%) Land $20,900 Building $315,900
2024	$7,290.00	$330,600 (-) Land $20,900 Building $309,700	$330,600 (-) Land $20,900 Building $309,700
2023	$7,290.00	$330,600 (-) Land $20,900 Building $309,700	$330,600 (-) Land $20,900 Building $309,700
2022		$330,600 Land $20,900 Building $309,700	$330,600 Land $20,900 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC.

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