102 1/2 Center St, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 102 1/2 Center St, Waverly, NY 14892

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 3,092 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$172,500 (Oct 2025)
Tax Bill$5,840 (2026)
Deeds & MortgagesSep 2005 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN492001 166.15-3-25

Property Details

APN / Parcel Number

Primary APN492001 166.15-3-25
Alternative APNs
  • 200116601500030250000000
  • 00000000327

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,092 sqft Total Area
1st Floor Area1,622 sqft
2nd Floor Area1,470 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions142 ft deep x 65 ft wide
PorchSlab
Porch Area674 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000327
Street Address102 1/2 CENTER ST
CityWAVERLY
StateNY
Zip14892-1104
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeZONE
Legal Block3
Legal Lot Number25.000
JurisdictionTIOGA NY
Township / Civil DivisionBARTON
Census Block Group2
Census Block2017
Census Tract20703

Owner

102 1/2 Center St, a duplex, is owned by two individuals who bought it in October 2025.

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address102 CENTER ST, WAVERLY, NY 14892-1104
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2005Deed of Trust, Mortgage
CITIZENS & NORTHERN BANK
Oct 16, 2025Warranty Deed, Transfer
NEWREZ LLC
Sep 6, 2016Deed, Transfer
TIOGA STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2025 · Amount on File
Deed SaleOct 16, 2025 · Amount on File
Prior SaleSep 6, 2016 · Amount on File
Deed Document Number20253788
Record UpdatedOct 29, 2026

September 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address102 1/2 CENTER ST, WAVERLY, NY 14892-1104
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0123957001
DateSep 1, 2005
Instrument0123957001
Lender
NameCITIZENS & NORTHERN BANK
TypeBank
Agreement
AmountAmount on Record

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateOct 16, 2025
Property Address102 1/2 CENTER ST, WAVERLY, NY 14892-1104
Document Number202500003788
Instrument DateOct 3, 2025
Instrument2025-00003788
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 CENTER ST, WAVERLY, NY 14892-1104

Mortgage

Document Number202500003789
DateOct 16, 2025
Instrument2025-00003789
Lender
NameNEWREZ LLC
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2055

September 2016: Deed, Transfer

Document TypeDeed
JurisdictionTIOGA NY
Recording DateSep 6, 2016
Property Address102 1/2 CENTER ST, WAVERLY, NY 14892-1104
Document Number0000020160/0000003640
Book / Page0000020160 / 0000003640
Instrument DateSep 1, 2016
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyADAM R. SCHUMACHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1182 LOWMAN RD, LOWMAN, NY 14861-8996

Mortgage

Document Number16000003641
DateSep 6, 2016
Instrument160-00003641
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
AmountAmount on Record
Term352 Months
DueJan 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 102 1/2 Center St was $5,840, up 3% from the year before.

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionBarton Town
MunicipalityWaverly Village
Unified School DistrictWaverly Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,840.00 (+3.03%)
2025$5,668.00 (+3.37%)$109,200 (-) Land $11,200 Building $98,000$194,306 (+7.65%) Land $19,929 Building $174,377
2024$5,483.00$109,200 (-) Land $11,200 Building $98,000$180,496 (-0.83%) Land $18,512 Building $161,984
2023$109,200 Land $11,200 Building $98,000$182,000 Land $18,667 Building $163,333
2019$957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 1/2 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 1/2 Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY VILLAGE
serves 4,830 people · EPA ID NY5304410
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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