10199 Schenk Rd, Sidney, OH 45365 Property Records

Shelby County property record for 10199 Schenk Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,492 sqft · built 2020
Lot Size	3.7 acres (161,346 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-2608151.004`

Property Details

APN / Parcel Number

Primary APN	`58-2608151.004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,492 sqft Living Area
1st Floor Area	1,980 sqft
Attic	Attic
Attic Area	1,512 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,980 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Shingle
Lot Area	161,346 sqft (3.7 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10199 SCHENK RD
City	SIDNEY
State	OH
Zip	45365-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S08 PT OF NW QR & BEING TRACT A SHOFFNER SURVEY 450-26-08-151-004PLAT V33 P63
Legal Tract	A
Jurisdiction	SHELBY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2030
Census Tract	972300

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10199 SCHENK RD, SIDNEY, OH 45365-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 8, 2019	Deed of Trust, Mortgage · ARM SUPERIOR CU
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 26, 2021	Intrafamily Transfer, Transfer
May 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2021
Transfer Doc	02303/2108
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Mar 28, 2022
Property Address	10199 SCHENK RD, SIDNEY, OH 45365-8816
Document Number	002308/965
Book / Page	2308 / 965
Instrument Date	Mar 24, 2022
Instrument	202201747
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	HOMESERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10199 SCHENK RD, SIDNEY, OH 45365-8816

Mortgage

Document Number	0202201748
Date	Mar 28, 2022
Instrument	202201748

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	10199 SCHENK RD, SIDNEY, OH 45365-8816
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002194/705
Date	Nov 8, 2019
Book Page	2194/705
Instrument	201900005835

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	8.25%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	10199 SCHENK RD, SIDNEY, OH 45365-8816
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02306/3071
Date	Jan 3, 2022
Book Page	2306/3071
Instrument	202200006

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Aug 26, 2021
Property Address	10199 SCHENK RD, SIDNEY, OH 45365-8816
Document Number	02303/2108
Book / Page	2303 / 2108
Map Reference	VOL 33 PG 63
Instrument Date	Aug 15, 2021
Instrument	202100005887
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10199 SCHENK RD, SIDNEY, OH 45365-8816

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	May 24, 2019
Property Address	10199 SCHENK RD, SIDNEY, OH 45365-8816
Document Number	002171/486
Book / Page	2171 / 486
Map Reference	VOL 33 PG 63
Instrument Date	May 23, 2019
Instrument	201900002528
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3642 HARDIN WAPAKONETA RD, SIDNEY, OH 45365-8043

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Washington Township
Unified School District	Hardin-Houston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,831.00 (-7.08%)	$155,490 (-) Land $16,850 Building $138,640
2024	$5,199.00 (-1.44%) Homeowner's exemption	$155,490 (-) Land $16,850 Building $138,640
2023	$5,275.00 (+13.64%) Homeowner's exemption	$155,490 (+33.92%) Land $16,850 Building $138,640	$444,270 (+33.92%) Land $48,150 Building $396,120
2022	$4,642.00 Homeowner's exemption	$116,110 Land $13,620 Building $102,490
2020			$331,740 Land $38,920 Building $292,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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