10198 Tree Frog Pl, White Plains, MD 20695 Property Records

Charles County property record for 10198 Tree Frog Pl, White Plains, MD 20695

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,992 sqft · built 2002
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Oct 2022)
Tax Bill$8,735 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-274560

Property Details

APN / Parcel Number

Primary APN06-274560
Alternative APNs
  • 6274560
  • 274560

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,992 sqft Living Area
1st Floor Area716 sqft
Basement Area560 sqft
Finished Basement560 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number274560
Street Address10198 TREE FROG PL
CityWHITE PLAINS
StateMD
Zip20695-3249
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRH
Legal DescriptionLOT 14 SEC 1 PH 1 GREENHAVEN RUN SUB
Legal SubdivisionGREENHAVEN RUN SUB
Legal Phase1
Legal Block2
Legal Lot Number14
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2004
Census Tract851502

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10198 TREE FROG PL, WHITE PLAINS, MD 20695-3249
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2022 · Amount on Record
Deed SaleOct 24, 2022 · Amount on Record
Prior SaleMay 20, 2013 · Amount on Record
Deed Book / Page12750 / 32
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateOct 24, 2022
Property Address10198 TREE FROG PL, WHITE PLAINS, MD 20695-3249
Document Number0127500032
Book / Page12750 / 32
Map ReferenceMB DGB 50 PL 159
Instrument DateOct 20, 2022
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanySWAN TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10198 TREE FROG PL, WHITE PLAINS, MD 20695-3249

Mortgage

Document Number0001275040
DateOct 24, 2022
Instrument12750/40
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Mortgage

Document Number0127500062
DateOct 24, 2022
Book Page12750/62
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,567 (+22.57%)$321,400 (+25.6%) Land $95,000 Building $226,400
2025$8,735.00 (+147.03%)
2023$3,536.00$244,400$255,900 Land $90,000 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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